How much are Chase Ultimate Rewards points worth?
2.00¢ per point
AwardHack values Chase Ultimate Rewards points at 2.00¢ each, so 10,000 are worth about $200 and 100,000 about $2,000 when you redeem them well. That's the 5th highest of the 8 credit card points currencies we value. They transfer to 14 airline and hotel partners; the highest-value ones by our numbers are Aer Lingus AerClub (3.73¢), Virgin Atlantic Flying Club (3.60¢) and Iberia Club (2.94¢).
What Chase Ultimate Rewards points are worth
At 2.00¢ each. Type any balance into the Points Valuator for a total across programs.
- 1,000
- $20
- 5,000
- $100
- 10,000
- $200
- 25,000
- $500
- 50,000
- $1,000
- 60,000
- $1,200
- 75,000
- $1,500
- 80,000
- $1,600
- 100,000
- $2,000
- 150,000
- $3,000
- 200,000
- $4,000
- 500,000
- $10,000
Where Chase Ultimate Rewards transfer, best value first
The ratio, then what one point becomes at the partner's own value. Points you transfer usually can't come back.
Aer Lingus AerClub1:13.73¢
Virgin Atlantic Flying Club1:13.60¢
Iberia Club1:12.94¢
British Airways Club1:12.55¢
Singapore Airlines KrisFlyer1:12.46¢
Air France-KLM Flying Blue1:12.16¢
United MileagePlus1:11.99¢
Air Canada Aeroplan1:11.87¢
World of HyattSapphire Reserve and Sapphire Reserve for Business transfer 1:1. Sapphire Preferred and Ink Business Preferred transfer 4:3 since Oct 1, 2026.4:31.64¢
Southwest Rapid Rewards1:11.52¢
Wyndham Rewards1:11.30¢
JetBlue TrueBlue1:11.24¢
Marriott Bonvoy1:10.93¢
IHG One Rewards1:10.68¢
US cards that earn Chase Ultimate Rewards points
How Chase Ultimate Rewards compares
Every US credit card points currency AwardHack values, highest first.
- 1Wells Fargo Rewards2.38¢
- 2Citi ThankYou Rewards2.29¢
- 3Bilt Rewards2.05¢
- 4Capital One Miles2.04¢
- 5Chase Ultimate Rewards2.00¢
- 6Amex Membership Rewards1.99¢
- 7Brex Rewards1.60¢
- 8Barclays points1.00¢
Chase Ultimate Rewards: common questions
How much are Chase Ultimate Rewards points worth?
About 2.00¢ each by AwardHack's valuation, last revised February 14, 2026. That's what they're typically worth when redeemed well, not a fixed cash-out rate.
How much are 100,000 Chase Ultimate Rewards points worth?
About $2,000 at 2.00¢ each. 50,000 are worth about $1,000 and 25,000 about $500.
Are Chase Ultimate Rewards points worth more than other points?
They rank 5th of the 8 credit card points currencies AwardHack values. Capital One Miles is just above at 2.04¢ and Amex Membership Rewards is just below at 1.99¢. The highest is Wells Fargo Rewards at 2.38¢.
What's the best way to use Chase Ultimate Rewards points?
Transferring them to partners usually beats cash back or a travel portal. By AwardHack's valuations the partners where a point goes furthest are Aer Lingus AerClub (1:1, 3.73¢ a point), Virgin Atlantic Flying Club (1:1, 3.60¢ a point), Iberia Club (1:1, 2.94¢ a point) and British Airways Club (1:1, 2.55¢ a point). Check award space before you transfer: transfers usually can't be undone.
Which credit cards earn Chase Ultimate Rewards points?
Chase Sapphire Reserve Business, Chase Sapphire Reserve, Chase Ink Business Preferred, Chase Sapphire Preferred, Chase Ink Business Cash, Chase Ink Business Unlimited and 3 more in the US.
Values are AwardHack's estimates of what a point is typically worth when redeemed well, in US cents. They aren't cash-out rates: the same points are usually worth less as cash back, gift cards or portal bookings, and can be worth more on a great award. Transfer ratios come from the programs and can change.
