Bank points · Value last revised February 14, 2026

How much are Chase Ultimate Rewards points worth?

2.00¢ per point

AwardHack values Chase Ultimate Rewards points at 2.00¢ each, so 10,000 are worth about $200 and 100,000 about $2,000 when you redeem them well. That's the 5th highest of the 8 credit card points currencies we value. They transfer to 14 airline and hotel partners; the highest-value ones by our numbers are Aer Lingus AerClub (3.73¢), Virgin Atlantic Flying Club (3.60¢) and Iberia Club (2.94¢).

What Chase Ultimate Rewards points are worth

At 2.00¢ each. Type any balance into the Points Valuator for a total across programs.

1,000
$20
5,000
$100
10,000
$200
25,000
$500
50,000
$1,000
60,000
$1,200
75,000
$1,500
80,000
$1,600
100,000
$2,000
150,000
$3,000
200,000
$4,000
500,000
$10,000

Where Chase Ultimate Rewards transfer, best value first

The ratio, then what one point becomes at the partner's own value. Points you transfer usually can't come back.

Transfer times and live bonuses for Chase Ultimate Rewards

US cards that earn Chase Ultimate Rewards points

How Chase Ultimate Rewards compares

Every US credit card points currency AwardHack values, highest first.

  1. 1Wells Fargo Rewards2.38¢
  2. 2Citi ThankYou Rewards2.29¢
  3. 3Bilt Rewards2.05¢
  4. 4Capital One Miles2.04¢
  5. 5Chase Ultimate Rewards2.00¢
  6. 6Amex Membership Rewards1.99¢
  7. 7Brex Rewards1.60¢
  8. 8Barclays points1.00¢
Airline, hotel and bank points side by side

Chase Ultimate Rewards: common questions

How much are Chase Ultimate Rewards points worth?

About 2.00¢ each by AwardHack's valuation, last revised February 14, 2026. That's what they're typically worth when redeemed well, not a fixed cash-out rate.

How much are 100,000 Chase Ultimate Rewards points worth?

About $2,000 at 2.00¢ each. 50,000 are worth about $1,000 and 25,000 about $500.

Are Chase Ultimate Rewards points worth more than other points?

They rank 5th of the 8 credit card points currencies AwardHack values. Capital One Miles is just above at 2.04¢ and Amex Membership Rewards is just below at 1.99¢. The highest is Wells Fargo Rewards at 2.38¢.

What's the best way to use Chase Ultimate Rewards points?

Transferring them to partners usually beats cash back or a travel portal. By AwardHack's valuations the partners where a point goes furthest are Aer Lingus AerClub (1:1, 3.73¢ a point), Virgin Atlantic Flying Club (1:1, 3.60¢ a point), Iberia Club (1:1, 2.94¢ a point) and British Airways Club (1:1, 2.55¢ a point). Check award space before you transfer: transfers usually can't be undone.

Which credit cards earn Chase Ultimate Rewards points?

Chase Sapphire Reserve Business, Chase Sapphire Reserve, Chase Ink Business Preferred, Chase Sapphire Preferred, Chase Ink Business Cash, Chase Ink Business Unlimited and 3 more in the US.

Values are AwardHack's estimates of what a point is typically worth when redeemed well, in US cents. They aren't cash-out rates: the same points are usually worth less as cash back, gift cards or portal bookings, and can be worth more on a great award. Transfer ratios come from the programs and can change.