Chase Sapphire Reserve Business
- Annual fee
- $795
- Earns
- Chase Ultimate Rewards points
- Point value
- 2.05 CPP
- Credits a year
- Up to $2,290
Welcome offer
Earn 200,000 Chase Ultimate Rewards points after you spend $30,000 in 6 months
≈ $4,100 at 2.05 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel booked through Chase Travel | 8x | 16.4% |
| Travel | 4x | 8.2% |
| Dining | 1x | 2.05% |
| Groceries | 1x | 2.05% |
| Gas | 1x | 2.05% |
| Everything else | 1x | 2.05% |
Return is what each $1 of spend is worth with points valued at 2.05 CPP.
Credits and benefits
- Annual Travel Credit$300 a card member year
- Google Workspace Credit$200 a calendar year
- $250 Hotel Credit$250 a calendar year
- Edit Hotel Credit 1$250 a calendar year
- Gift Card Credit$50 every 6 months
- Ziprecruiter Credit$200 every 6 months
- Lyft$10 a month
- DoorDash Restaurants$5 a month
- DoorDash Grocery$20 a month
- Global Entry/TSA PreCheck Credit$120 every 4 years
- Edit Hotel Credit 2$250 a calendar year
Up to $2,290 a year if you use every credit. Track them in the benefits tracker
Lounge access
Priority Pass Select and Chase Sapphire Lounges for the authorizing officer, each with up to 2 guests ($27 per additional Priority Pass guest); employee cards get no lounge access. Also Air Canada Maple Leaf Lounges and Cafés with 1 guest when departing on a Star Alliance flight.
Guests
- Chase: 2 free guests
- Priority Pass Select: 2 free guests, then $27 per guest
Transfer partners for Chase Ultimate Rewards points
| Partner | Ratio | Transfer time |
|---|---|---|
| Aer Lingus | 1:1 | Almost Instant |
| Air Canada Aeroplan | 1:1 | Almost Instant |
| British Airways | 1:1 | Almost Instant |
| Flying Blue AIR FRANCE KLM | 1:1 | 1 hour |
| Hyatt | 4:3 | Almost Instant |
| Iberia | 1:1 | Almost Instant |
| IHG | 1:1 | 1 day |
| JetBlue | 1:1 | Almost Instant |
| Marriott Bonvoy | 1:1 | 2 days |
| Singapore Airlines | 1:1 | 1-2 Days |
| Southwest Airlines | 1:1 | Almost Instant |
| United Airlines | 1:1 | Almost Instant |
| Virgin Atlantic | 1:1 | Almost Instant |
| Wyndham Rewards | 1:1 | 7 days |
Application rules
Subject to Chase 5/24
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months.
Once per lifetime
You may not get this card's welcome bonus if you've ever had it. Your personal Sapphire cards and Ink cards don't affect it. Chase usually shows a pop-up before checking your credit if you're not eligible.
Application velocity
Chase usually approves about one business card every 30 days, and may also look at the other Chase business cards you hold.
About the Chase Sapphire Reserve Business
The Chase Sapphire Reserve Business is a business Visa card from Chase with a $795 annual fee that earns Chase Ultimate Rewards points. It earns 8x on travel booked through Chase Travel, 4x on travel and 1x on everything else. The current welcome offer: earn 200,000 Chase Ultimate Rewards points after you spend $30,000 in 6 months. It comes with 11 statement credits worth up to $2,290 a year if you use them all. Cardholders get access to Priority Pass Select and Chase Sapphire Lounges. Points transfer to 14 airline and hotel partners, including Aer Lingus, Air Canada Aeroplan and British Airways. AwardHack values Chase Ultimate Rewards points at 2.05 CPP.
Frequently asked questions
What is the Chase Sapphire Reserve Business annual fee?
The Chase Sapphire Reserve Business has a $795 annual fee. Its statement credits add up to $2,290 a year if you use all of them.
What is the Chase Sapphire Reserve Business welcome bonus?
Earn 200,000 Chase Ultimate Rewards points after you spend $30,000 in 6 months. AwardHack values that at about $4,100.
Does the Chase Sapphire Reserve Business include airport lounge access?
Yes: Priority Pass Select and Chase Sapphire Lounges. Priority Pass Select and Chase Sapphire Lounges for the authorizing officer, each with up to 2 guests ($27 per additional Priority Pass guest); employee cards get no lounge access. Also Air Canada Maple Leaf Lounges and Cafés with 1 guest when departing on a Star Alliance flight.
Does the Chase Sapphire Reserve Business count toward Chase 5/24?
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months. Opening it doesn't add to your 5/24 count.
Where can I transfer Chase Ultimate Rewards points?
To 14 partners: Aer Lingus (1:1), Air Canada Aeroplan (1:1), British Airways (1:1), Flying Blue AIR FRANCE KLM (1:1), Hyatt (4:3), Iberia (1:1), IHG (1:1), JetBlue (1:1), Marriott Bonvoy (1:1), Singapore Airlines (1:1), Southwest Airlines (1:1), United Airlines (1:1), Virgin Atlantic (1:1) and Wyndham Rewards (1:1).
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply. AwardHack may earn a referral bonus if you apply through the Apply link.