Chase Ink Business Preferred
- Annual fee
- $95
- Earns
- Chase Ultimate Rewards points
- Point value
- 2.05 CPP
- Credits a year
- Up to $240
Welcome offer
Earn 100,000 Chase Ultimate Rewards points after you spend $8,000 in 3 months
≈ $2,050 at 2.05 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel | 3x | 6.15% |
| Dining | 1x | 2.05% |
| Groceries | 1x | 2.05% |
| Gas | 1x | 2.05% |
| Everything else | 1x | 2.05% |
Return is what each $1 of spend is worth with points valued at 2.05 CPP.
Credits and benefits
- DashPass Membership$10 a month
- DashPass Non-Restaurant Credit$10 a month
Up to $240 a year if you use every credit. Track them in the benefits tracker
Transfer partners for Chase Ultimate Rewards points
| Partner | Ratio | Transfer time |
|---|---|---|
| Aer Lingus | 1:1 | Almost Instant |
| Air Canada Aeroplan | 1:1 | Almost Instant |
| British Airways | 1:1 | Almost Instant |
| Flying Blue AIR FRANCE KLM | 1:1 | 1 hour |
| Hyatt | 4:3 | Almost Instant |
| Iberia | 1:1 | Almost Instant |
| IHG | 1:1 | 1 day |
| JetBlue | 1:1 | Almost Instant |
| Marriott Bonvoy | 1:1 | 2 days |
| Singapore Airlines | 1:1 | 1-2 Days |
| Southwest Airlines | 1:1 | Almost Instant |
| United Airlines | 1:1 | Almost Instant |
| Virgin Atlantic | 1:1 | Almost Instant |
| Wyndham Rewards | 1:1 | 7 days |
Application rules
Subject to Chase 5/24
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months.
Once per lifetime
You may not get this card's welcome bonus if you've ever had it. Having the Ink Business Cash or Unlimited doesn't block it. Chase usually shows a pop-up before checking your credit if you're not eligible.
Application velocity
Chase usually approves about one business card every 30 days, and may also look at the other Chase business cards you hold.
Product changes
- Downgrade to Ink Business Cash · You keep your points and drop the annual fee, but can only transfer them to partners while you also hold a Sapphire card. Switching counts as having had a no-fee Ink, which may block the Ink Cash and Unlimited welcome bonuses later.
- Downgrade to Ink Business Unlimited · You keep your points and drop the annual fee, but can only transfer them to partners while you also hold a Sapphire card. Switching counts as having had a no-fee Ink, which may block the Ink Cash and Unlimited welcome bonuses later.
About the Chase Ink Business Preferred
The Chase Ink Business Preferred is a business Visa card from Chase with a $95 annual fee that earns Chase Ultimate Rewards points. It earns 3x on travel and 1x on everything else. The current welcome offer: earn 100,000 Chase Ultimate Rewards points after you spend $8,000 in 3 months. It comes with 2 statement credits worth up to $240 a year if you use them all. Points transfer to 14 airline and hotel partners, including Aer Lingus, Air Canada Aeroplan and British Airways. AwardHack values Chase Ultimate Rewards points at 2.05 CPP.
Frequently asked questions
What is the Chase Ink Business Preferred annual fee?
The Chase Ink Business Preferred has a $95 annual fee. Its statement credits add up to $240 a year if you use all of them.
What is the Chase Ink Business Preferred welcome bonus?
Earn 100,000 Chase Ultimate Rewards points after you spend $8,000 in 3 months. AwardHack values that at about $2,050.
Does the Chase Ink Business Preferred include airport lounge access?
No, the Chase Ink Business Preferred doesn't include airport lounge access.
Does the Chase Ink Business Preferred count toward Chase 5/24?
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months. Opening it doesn't add to your 5/24 count.
Where can I transfer Chase Ultimate Rewards points?
To 14 partners: Aer Lingus (1:1), Air Canada Aeroplan (1:1), British Airways (1:1), Flying Blue AIR FRANCE KLM (1:1), Hyatt (4:3), Iberia (1:1), IHG (1:1), JetBlue (1:1), Marriott Bonvoy (1:1), Singapore Airlines (1:1), Southwest Airlines (1:1), United Airlines (1:1), Virgin Atlantic (1:1) and Wyndham Rewards (1:1).
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply. AwardHack may earn a referral bonus if you apply through the Apply link.