Chase JP Morgan Reserve
- Annual fee
- $795
- Earns
- Chase Ultimate Rewards points
- Point value
- 2.05 CPP
- Credits a year
- Up to $3,504
Welcome offer
This card has no welcome bonus right now.
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel booked through Chase Travel | 8x | 16.4% |
| Travel | 4x | 8.2% |
| Dining | 3x | 6.15% |
| Groceries | 1x | 2.05% |
| Gas | 1x | 2.05% |
| Everything else | 1x | 2.05% |
Return is what each $1 of spend is worth with points valued at 2.05 CPP.
Credits and benefits
- Annual Travel Credit$300 a card member year
- Select Brand Credit$250 a calendar year
- Edit Hotel Credit 1$250 a calendar year
- Edit Hotel Credit 2$250 a calendar year
- Dining - Exclusive Tables$150 every 6 months
- Stubhub$150 every 6 months
- Lyft$10 a month
- DoorDash Restaurants$15 a month
- DoorDash Non-Restaurant$20 a month
- Peloton$10 a month
- Global Entry/TSA PreCheck Credit$120 every 4 years
- Apple TV+ & Apple Music$324 a calendar year
- United Club MembershipIncluded
- IHG One Rewards Platinum Elite StatusIncluded
- World of Hyatt Explorist Status ($75k)Included
- IHG One Rewards Diamond Elite Status ($75k)Included
- Southwest Airlines A-List Status ($75k)Included
- Southwest Chase Travel Credit ($75k)$500 a calendar year
- Shops at Chase Credit ($75k)$250 a calendar year
Up to $3,504 a year if you use every credit. Track them in the benefits tracker
Lounge access
Invitation-only (JP Morgan Private Bank). Unlimited Priority Pass Select visits for cardholder + up to 2 guests per visit. Unlimited access to Chase Sapphire Lounges. United Club membership for the primary cardholder plus one adult guest or dependent children under 21; United Premier Gold or higher upgrades to All Access (two adults, or one adult plus dependent children, and Star Alliance partner lounges).
Guests
- Chase: 2 free guests
- Priority Pass Select: 2 free guests
- United: 1 free guest
Transfer partners for Chase Ultimate Rewards points
| Partner | Ratio | Transfer time |
|---|---|---|
| Aer Lingus | 1:1 | Almost Instant |
| Air Canada Aeroplan | 1:1 | Almost Instant |
| British Airways | 1:1 | Almost Instant |
| Flying Blue AIR FRANCE KLM | 1:1 | 1 hour |
| Hyatt | 4:3 | Almost Instant |
| Iberia | 1:1 | Almost Instant |
| IHG | 1:1 | 1 day |
| JetBlue | 1:1 | Almost Instant |
| Marriott Bonvoy | 1:1 | 2 days |
| Singapore Airlines | 1:1 | 1-2 Days |
| Southwest Airlines | 1:1 | Almost Instant |
| United Airlines | 1:1 | Almost Instant |
| Virgin Atlantic | 1:1 | Almost Instant |
| Wyndham Rewards | 1:1 | 7 days |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Invite only
This card is only for J.P. Morgan Private Bank clients. There's no public application or welcome bonus, and clients usually get it by switching a Sapphire Reserve.
Product changes
- Downgrade to Sapphire Reserve · You can switch back to the Sapphire Reserve and keep your points, for example if you leave J.P. Morgan Private Bank.
About the Chase JP Morgan Reserve
The Chase JP Morgan Reserve is a personal Visa card from Chase with a $795 annual fee that earns Chase Ultimate Rewards points. It earns 8x on travel booked through Chase Travel, 4x on travel, 3x on dining and 1x on everything else. It comes with 14 statement credits worth up to $3,504 a year if you use them all. Cardholders get access to Priority Pass Select, Chase Sapphire Lounges and United Club. Points transfer to 14 airline and hotel partners, including Aer Lingus, Air Canada Aeroplan and British Airways. AwardHack values Chase Ultimate Rewards points at 2.05 CPP.
Frequently asked questions
What is the Chase JP Morgan Reserve annual fee?
The Chase JP Morgan Reserve has a $795 annual fee. Its statement credits add up to $3,504 a year if you use all of them.
Does the Chase JP Morgan Reserve include airport lounge access?
Yes: Priority Pass Select, Chase Sapphire Lounges and United Club. Invitation-only (JP Morgan Private Bank). Unlimited Priority Pass Select visits for cardholder + up to 2 guests per visit. Unlimited access to Chase Sapphire Lounges. United Club membership for the primary cardholder plus one adult guest or dependent children under 21; United Premier Gold or higher upgrades to All Access (two adults, or one adult plus dependent children, and Star Alliance partner lounges).
Does the Chase JP Morgan Reserve count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Where can I transfer Chase Ultimate Rewards points?
To 14 partners: Aer Lingus (1:1), Air Canada Aeroplan (1:1), British Airways (1:1), Flying Blue AIR FRANCE KLM (1:1), Hyatt (4:3), Iberia (1:1), IHG (1:1), JetBlue (1:1), Marriott Bonvoy (1:1), Singapore Airlines (1:1), Southwest Airlines (1:1), United Airlines (1:1), Virgin Atlantic (1:1) and Wyndham Rewards (1:1).
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.