Chase United Quest
- Annual fee
- $350
- Earns
- United MileagePlus miles
- Point value
- 1.5 CPP
- Credits a year
- Up to $1,128
Welcome offer
Earn 90,000 United MileagePlus miles after you spend $4,000 in 3 months
≈ $1,350 at 1.5 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel booked through Chase Travel | 5x | 7.5% |
| Purchases with United | 4x | 6% |
| Travel | 2x | 3% |
| Dining | 2x | 3% |
| Groceries | 1x | 1.5% |
| Gas | 1x | 1.5% |
| Everything else | 1x | 1.5% |
Return is what each $1 of spend is worth with points valued at 1.5 CPP.
Credits and benefits
- TravelBank Credit$200 a calendar year
- Renowned Hotels & Resorts Credit$150 a calendar year
- JSX Credit$150 a calendar year
- Rideshare Credit$8 a month
- 2 Avis/Budget Credit ($40 each)$80 a calendar year
- Instacart+ Credits ($10 and $5)$15 a month
- 50% off Instacart+ Membership$50 a calendar year
- Global Entry/TSA PreCheck Credit$120 every 4 years
- 10K-Mile Award Discounts$100 a calendar year
- Economy Plus Upgrades$2 a calendar year
Up to $1,128 a year if you use every credit. Track them in the benefits tracker
Application rules
Subject to Chase 5/24
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months.
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
24 month rule
You can't get the United Quest while you have it open, and you won't get its welcome bonus if you received one on this card in the last 24 months. Your other United cards don't affect it.
2 in 30 velocity
Chase usually approves no more than two personal cards in a 30-day period.
Product changes
- Upgrade to United Club · You keep your miles and get United Club membership for a $695 fee.
- Downgrade to United Explorer · You keep your miles and pay $150 a year instead of $350, but lose the Quest's travel credit.
- Downgrade to United Gateway · You keep your miles and drop the annual fee, but lose the free checked bag.
About the Chase United Quest
The Chase United Quest is a personal Visa card from Chase with a $350 annual fee that earns United MileagePlus miles. It earns 5x on travel booked through Chase Travel, 4x on purchases with United, 2x on travel and 1x on everything else. The current welcome offer: earn 90,000 United MileagePlus miles after you spend $4,000 in 3 months. It comes with 10 statement credits worth up to $1,128 a year if you use them all. AwardHack values United MileagePlus miles at 1.5 CPP.
Frequently asked questions
What is the Chase United Quest annual fee?
The Chase United Quest has a $350 annual fee. Its statement credits add up to $1,128 a year if you use all of them.
What is the Chase United Quest welcome bonus?
Earn 90,000 United MileagePlus miles after you spend $4,000 in 3 months. AwardHack values that at about $1,350.
Does the Chase United Quest include airport lounge access?
No, the Chase United Quest doesn't include airport lounge access.
Does the Chase United Quest count toward Chase 5/24?
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months. Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.