Chase United Club Business
- Annual fee
- $695
- Earns
- United MileagePlus miles
- Point value
- 1.5 CPP
- Credits a year
- Up to $1,035
Welcome offer
Earn 100,000 United MileagePlus miles after you spend $5,000 in 3 months
≈ $1,500 at 1.5 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel booked through Chase Travel | 5x | 7.5% |
| Purchases with United | 2x | 3% |
| Travel | 1.5x | 2.25% |
| Dining | 1.5x | 2.25% |
| Groceries | 1.5x | 2.25% |
| Gas | 1.5x | 2.25% |
| Everything else | 1.5x | 2.25% |
Return is what each $1 of spend is worth with points valued at 1.5 CPP.
Credits and benefits
- Renowned Hotels & Resorts Credit$200 a calendar year
- JSX Credit$200 a calendar year
- Rideshare Credit$12 a month
- 2 Avis/Budget Credit ($50 each)$100 a calendar year
- Instacart+ Credits ($10 each)$20 a month
- Instacart+ Membership$99 a calendar year
- FareLock Credit$50 a calendar year
- Economy Plus Upgrades$2 a calendar year
Up to $1,035 a year if you use every credit. Track them in the benefits tracker
Lounge access
United Club card membership for the primary cardmember plus one adult guest and dependent children under 18; Star Alliance lounges are not included. All Access membership (after $50,000 in calendar-year spend or Premier Gold status) allows two adult guests (or one adult plus dependent children) and adds Star Alliance lounges.
Guests
- United: 1 free guest; 2 free after $50,000 of spend in a year
Application rules
Subject to Chase 5/24
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months.
24 month rule
You can't get the United Club Business card while you have it open, and you won't get its welcome bonus if you received one on this card in the last 24 months. Your personal United cards don't affect it.
Application velocity
Chase usually approves about one business card every 30 days, and may also look at the other Chase business cards you hold.
Product changes
- Downgrade to United Business · You keep your miles and pay $150 a year instead of $695, but lose United Club membership.
About the Chase United Club Business
The Chase United Club Business is a business Visa card from Chase with a $695 annual fee that earns United MileagePlus miles. It earns 5x on travel booked through Chase Travel, 2x on purchases with United and 1.5x on everything else. The current welcome offer: earn 100,000 United MileagePlus miles after you spend $5,000 in 3 months. It comes with 8 statement credits worth up to $1,035 a year if you use them all. Cardholders get access to United Club and Star Alliance lounges (All Access membership only). AwardHack values United MileagePlus miles at 1.5 CPP.
Frequently asked questions
What is the Chase United Club Business annual fee?
The Chase United Club Business has a $695 annual fee. Its statement credits add up to $1,035 a year if you use all of them.
What is the Chase United Club Business welcome bonus?
Earn 100,000 United MileagePlus miles after you spend $5,000 in 3 months. AwardHack values that at about $1,500.
Does the Chase United Club Business include airport lounge access?
Yes: United Club and Star Alliance lounges (All Access membership only). United Club card membership for the primary cardmember plus one adult guest and dependent children under 18; Star Alliance lounges are not included. All Access membership (after $50,000 in calendar-year spend or Premier Gold status) allows two adult guests (or one adult plus dependent children) and adds Star Alliance lounges.
Does the Chase United Club Business count toward Chase 5/24?
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months. Opening it doesn't add to your 5/24 count.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.