Chase United Business
- Annual fee
- $150
- Earns
- United MileagePlus miles
- Point value
- 1.5 CPP
- Credits a year
- Up to $670
Welcome offer
Earn 100,000 United MileagePlus miles after you spend $5,000 in 3 months
≈ $1,500 at 1.5 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases with United | 2x | 3% |
| Dining | 2x | 3% |
| Gas | 2x | 3% |
| Travel | 1x | 1.5% |
| Groceries | 1x | 1.5% |
| Everything else | 1x | 1.5% |
Return is what each $1 of spend is worth with points valued at 1.5 CPP.
Credits and benefits
- TravelBank Credit$125 a calendar year
- 2 United Hotels Credit ($50 each)$100 a calendar year
- JSX Credit$100 a calendar year
- Rideshare Credit$8 a month
- 2 Avis/Budget Credit ($25 each)$50 a calendar year
- Instacart+ Credits$120 a calendar year
- Instacart+ Membership$50 a calendar year
- FareLock Credit$25 a calendar year
- Economy Plus Upgrades$2 a calendar year
- United Club Passes$2 a calendar year
Up to $670 a year if you use every credit. Track them in the benefits tracker
Lounge access
2 United Club one-time passes each account year. Each pass admits one person: the cardmember, an employee cardholder, or a guest travelling with them; no United Club membership and no Star Alliance lounges.
Guests
- United: no free guests
Application rules
Subject to Chase 5/24
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months.
24 month rule
You can't get the United Business card while you have it open, and you won't get its welcome bonus if you received one on this card in the last 24 months. Your personal United cards don't affect it.
Application velocity
Chase usually approves about one business card every 30 days, and may also look at the other Chase business cards you hold.
Product changes
- Upgrade to United Club Business · You keep your miles and get United Club membership for a $695 fee.
About the Chase United Business
The Chase United Business is a business Visa card from Chase with a $150 annual fee that earns United MileagePlus miles. It earns 2x on purchases with United, 2x on dining, 2x on gas and 1x on everything else. The current welcome offer: earn 100,000 United MileagePlus miles after you spend $5,000 in 3 months. It comes with 10 statement credits worth up to $670 a year if you use them all. Cardholders get access to United Club (2 one-time passes per year). AwardHack values United MileagePlus miles at 1.5 CPP.
Frequently asked questions
What is the Chase United Business annual fee?
The Chase United Business has a $150 annual fee. Its statement credits add up to $670 a year if you use all of them.
What is the Chase United Business welcome bonus?
Earn 100,000 United MileagePlus miles after you spend $5,000 in 3 months. AwardHack values that at about $1,500.
Does the Chase United Business include airport lounge access?
Yes: United Club (2 one-time passes per year). 2 United Club one-time passes each account year. Each pass admits one person: the cardmember, an employee cardholder, or a guest travelling with them; no United Club membership and no Star Alliance lounges.
Does the Chase United Business count toward Chase 5/24?
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months. Opening it doesn't add to your 5/24 count.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.