Chase United Explorer

Welcome offer

Earning rates

Return is what each $1 of spend is worth with points valued at 1.5 CPP.

Credits and benefits

• TravelBank Credit for $10K Spend$100 a calendar year
• United Hotels Credit$100 a calendar year
• JSX Credit$100 a calendar year
• Rideshare Credit$5 a month
• 2 Avis/Budget Credit ($25 each)$50 a calendar year
• Instacart+ Credits$10 a month
• 25% off Instacart+ Membership$75 a calendar year
• Global Entry/TSA PreCheck Credit$120 every 4 years
• 10K-Mile Award Discount for $20K Spend$100 a calendar year
• United Club Passes$2 a calendar year

Up to $827 a year if you use every credit. Track them in the benefits tracker

Lounge access

2 United Club one-time passes each account year. Each pass admits one person: the cardmember, an authorized user, or a guest travelling with them; no United Club membership and no Star Alliance lounges.

Application rules

• Subject to Chase 5/24

  Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months.

• Counts toward 5/24

  Opening it takes one of your Chase 5/24 slots.

• 24 month rule

  You can't get the United Explorer while you have it open, and you won't get its welcome bonus if you received one on this card in the last 24 months. Your other United cards don't affect it.

• 2 in 30 velocity

  Chase usually approves no more than two personal cards in a 30-day period.

About the Chase United Explorer

The Chase United Explorer is a personal Visa card from Chase with a $150 annual fee that earns United MileagePlus miles. It earns 3x on purchases with United, 2x on hotels, 2x on dining and 1x on everything else. The current welcome offer: earn 80,000 United MileagePlus miles after you spend $3,000 in 3 months. It comes with 10 statement credits worth up to $827 a year if you use them all. Cardholders get access to United Club (2 one-time passes per year). AwardHack values United MileagePlus miles at 1.5 CPP.

Frequently asked questions