
Chase United Gateway
- Annual fee
- None
- Earns
- United MileagePlus miles
- Point value
- 1.5 CPP
Welcome offer
Earn 50,000 United MileagePlus miles after you spend $1,000 in 3 months
≈ $750 at 1.5 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases with United | 2x | 3% |
| Gas | 2x | 3% |
| Travel | 1x | 1.5% |
| Dining | 1x | 1.5% |
| Groceries | 1x | 1.5% |
| Everything else | 1x | 1.5% |
Return is what each $1 of spend is worth with points valued at 1.5 CPP.
Application rules
Subject to Chase 5/24
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months.
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
24 month rule
You can't get the United Gateway while you have it open, and you won't get its welcome bonus if you received one on this card in the last 24 months. Your other United cards don't affect it.
2 in 30 velocity
Chase usually approves no more than two personal cards in a 30-day period.
Product changes
- Upgrade to United Explorer · You keep your miles and add a free checked bag and two United Club passes a year for a $150 fee.
- Upgrade to United Quest · You keep your miles and get the Quest's credits and award discounts for a $350 fee.
- Upgrade to United Club · You keep your miles and get United Club membership for a $695 fee.
About the Chase United Gateway
The Chase United Gateway is a personal Visa card from Chase with no annual fee that earns United MileagePlus miles. It earns 2x on purchases with United, 2x on gas and 1x on everything else. The current welcome offer: earn 50,000 United MileagePlus miles after you spend $1,000 in 3 months. AwardHack values United MileagePlus miles at 1.5 CPP.
Frequently asked questions
What is the Chase United Gateway annual fee?
The Chase United Gateway has no annual fee.
What is the Chase United Gateway welcome bonus?
Earn 50,000 United MileagePlus miles after you spend $1,000 in 3 months. AwardHack values that at about $750.
Does the Chase United Gateway include airport lounge access?
No, the Chase United Gateway doesn't include airport lounge access.
Does the Chase United Gateway count toward Chase 5/24?
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months. Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.





