Chase IHG One Rewards Card

Annual fee: None
Earns: IHG One Rewards points
Point value: 0.69 CPP

Track this card Calculate its value

Welcome offer

Current offer

Earn 135,000 IHG One Rewards points after you spend $2,000 in 3 months

≈ $932 at 0.69 CPP

Earning rates

Category	Earns	Return
Purchases with IHG	5x	3.45%
Dining	3x	2.07%
Groceries	3x	2.07%
Gas	3x	2.07%
Travel	2x	1.38%
Everything else	2x	1.38%

Return is what each $1 of spend is worth with points valued at 0.69 CPP.

Application rules

Subject to Chase 5/24
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months.
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
2 in 30 velocity
Chase usually approves no more than two personal cards in a 30-day period.
If you hold a related card
You can't get the IHG One Rewards Card while you have any personal IHG card from Chase, including the Premier Select, or if you received a welcome bonus on any personal IHG card in the last 24 months. The IHG business card doesn't count.

Product changes

Upgrade to IHG One Rewards Premier · You keep your points and get a yearly free night for a $150 fee.

About the Chase IHG One Rewards Card

The Chase IHG One Rewards Card is a personal Mastercard card from Chase with no annual fee that earns IHG One Rewards points. It earns 5x on purchases with IHG, 3x on dining, 3x on groceries and 2x on everything else. The current welcome offer: earn 135,000 IHG One Rewards points after you spend $2,000 in 3 months. AwardHack values IHG One Rewards points at 0.69 CPP.