Chase IHG One Rewards Business

Welcome offer

Earning rates

Return is what each $1 of spend is worth with points valued at 0.69 CPP.

Credits and benefits

• Free Night Certificate 50K$500 a card member year
• Global Entry/TSA PreCheck Credit$120 every 4 years
• United TravelBank Credit$50 a calendar year
• Extra Free Night 50K for $60K+ Spend$500 a calendar year
• Food & Beverage Rewards$25 a quarter
• Airline Statement Credit$100 a calendar year
• Expensify Credit$100 a calendar year

Up to $1,470 a year if you use every credit. Track them in the benefits tracker

Application rules

• Subject to Chase 5/24

  Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months.

• 24 month rule

  You can't get the IHG One Rewards Business card while you have it open, and you won't get its welcome bonus if you received one on this card in the last 24 months. Your personal IHG cards don't affect it.

• Application velocity

  Chase usually approves about one business card every 30 days, and may also look at the other Chase business cards you hold.

About the Chase IHG One Rewards Business

The Chase IHG One Rewards Business is a business Mastercard card from Chase with a $200 annual fee that earns IHG One Rewards points. It earns 10x on purchases with IHG, 5x on flights booked directly with airlines, 5x on car rentals and 3x on everything else. The current welcome offer: earn 200,000 IHG One Rewards points after you spend $5,000 in 3 months. It comes with 7 statement credits worth up to $1,470 a year if you use them all. AwardHack values IHG One Rewards points at 0.69 CPP.

Frequently asked questions