Chase IHG One Rewards Premier
- Annual fee
- $150
- Earns
- IHG One Rewards points
- Point value
- 0.69 CPP
- Credits a year
- Up to $870
Welcome offer
Earn 190,000 IHG One Rewards points after you spend $3,000 in 3 months
≈ $1,311 at 0.69 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases with IHG | 10x | 6.9% |
| Flights booked directly with airlines | 5x | 3.45% |
| Car rentals | 5x | 3.45% |
| Dining | 5x | 3.45% |
| Groceries | 5x | 3.45% |
| Gas | 5x | 3.45% |
| Travel | 3x | 2.07% |
| Everything else | 3x | 2.07% |
Return is what each $1 of spend is worth with points valued at 0.69 CPP.
Credits and benefits
- Free Night Certificate 50K$500 a card member year
- Global Entry/TSA PreCheck Credit$120 every 4 years
- United TravelBank Credit$50 a calendar year
- Food & Beverage Rewards$25 a quarter
- Airline Statement Credit$100 a calendar year
Up to $870 a year if you use every credit. Track them in the benefits tracker
Application rules
Subject to Chase 5/24
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months.
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
2 in 30 velocity
Chase usually approves no more than two personal cards in a 30-day period.
If you hold a related card
You can't get the IHG One Rewards Premier while you have any personal IHG card from Chase, including the Premier Select, or if you received a welcome bonus on any personal IHG card in the last 24 months. The IHG business card doesn't count.
Product changes
- Upgrade to IHG One Rewards Premier Select · You keep your points and get Platinum Elite status and the Premier Select's credits for a $350 fee. Your anniversary date resets to the day you switch.
- Downgrade to IHG One Rewards Card · You keep your points and drop the annual fee, but lose the yearly free night.
About the Chase IHG One Rewards Premier
The Chase IHG One Rewards Premier is a personal Mastercard card from Chase with a $150 annual fee that earns IHG One Rewards points. It earns 10x on purchases with IHG, 5x on flights booked directly with airlines, 5x on car rentals and 3x on everything else. The current welcome offer: earn 190,000 IHG One Rewards points after you spend $3,000 in 3 months. It comes with 5 statement credits worth up to $870 a year if you use them all. AwardHack values IHG One Rewards points at 0.69 CPP.
Frequently asked questions
What is the Chase IHG One Rewards Premier annual fee?
The Chase IHG One Rewards Premier has a $150 annual fee. Its statement credits add up to $870 a year if you use all of them.
What is the Chase IHG One Rewards Premier welcome bonus?
Earn 190,000 IHG One Rewards points after you spend $3,000 in 3 months. AwardHack values that at about $1,311.
Does the Chase IHG One Rewards Premier include airport lounge access?
No, the Chase IHG One Rewards Premier doesn't include airport lounge access.
Does the Chase IHG One Rewards Premier count toward Chase 5/24?
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months. Opening it counts as one of your 5/24 slots.
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Offers, fees and benefits change often. Check the issuer's site before you apply.