Capital One Spark 2% Cash
- Annual fee
- $95
- Earns
- Cash back
Welcome offer
Earn $1,000 cash back after you spend $10,000 in 3 months
Earning rates
| Category | Earns |
|---|---|
| Travel booked through Capital One Business Travel | 5% |
| Travel | 2% |
| Dining | 2% |
| Groceries | 2% |
| Gas | 2% |
| Everything else | 2% |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Business bonus eligibility
Capital One says its business card welcome bonuses may not be available if you have or have had a Capital One business card.
6 month rule
Capital One generally approves only one new card every six months, personal or business, so a recent Capital One approval can lead to a denial.
About the Capital One Spark 2% Cash
The Capital One Spark 2% Cash is a business Visa card from Capital One with a $95 annual fee that earns cash back. It earns 5% on travel booked through Capital One Business Travel and 2% on everything else. The current welcome offer: earn $1,000 cash back after you spend $10,000 in 3 months.
Frequently asked questions
What is the Capital One Spark 2% Cash annual fee?
The Capital One Spark 2% Cash has a $95 annual fee.
What is the Capital One Spark 2% Cash welcome bonus?
Earn $1,000 cash back after you spend $10,000 in 3 months.
Does the Capital One Spark 2% Cash include airport lounge access?
No, the Capital One Spark 2% Cash doesn't include airport lounge access.
Does the Capital One Spark 2% Cash count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
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Offers, fees and benefits change often. Check the issuer's site before you apply.