Capital One Quicksilver

Annual fee: None
Earns: Cash back

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Welcome offer

Current offer

Earn $200 cash back after you spend $500 in 3 months

Earning rates

Category	Earns
Travel booked through Capital One Travel	5%
Travel	1.5%
Dining	1.5%
Groceries	1.5%
Gas	1.5%
Everything else	1.5%

Application rules

Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
48 month rule
You aren't eligible for the Quicksilver if you received its new cardmember bonus in the past 48 months.
6 month rule
Capital One generally approves only one new card every six months, personal or business, so a recent Capital One approval can lead to a denial.
Card limit
Capital One has historically limited people to two of its own personal cards at a time (co-branded cards don't count), though recent reports are mixed.

Product changes

Downgrade to Savor · A switch between no-annual-fee Capital One cash back cards; ask Capital One if it's offered on your account.

About the Capital One Quicksilver

The Capital One Quicksilver is a personal Visa card from Capital One with no annual fee that earns cash back. It earns 5% on travel booked through Capital One Travel and 1.5% on everything else. The current welcome offer: earn $200 cash back after you spend $500 in 3 months.