Capital One Savor card
Capital One 路 Visa
Personal

Capital One Savor

Annual fee
None
Earns
Cash back

Welcome offer

Current offer

Earn $200 cash back after you spend $500 in 3 months

Earning rates

CategoryEarns
Travel booked through Capital One Travel5%
Dining3%
Groceries3%
Travel1%
Gas1%
Everything else1%

Application rules

  • Counts toward 5/24

    Opening it takes one of your Chase 5/24 slots.

  • 48 month rule

    You won't get the Savor's welcome bonus if you received a new cardmember bonus on the Savor in the past 48 months.

  • 6 month rule

    Capital One generally approves only one new card every six months, personal or business, so a recent Capital One approval can lead to a denial.

  • Card limit

    Capital One has historically limited people to two of its own personal cards at a time (co-branded cards don't count), though recent reports are mixed.

Product changes

  • Downgrade to Quicksilver 路 A switch between no-annual-fee Capital One cash back cards; ask Capital One if it's offered on your account.

About the Capital One Savor

The Capital One Savor is a personal Visa card from Capital One with no annual fee that earns cash back. It earns 5% on travel booked through Capital One Travel, 3% on dining, 3% on groceries and 1% on everything else. The current welcome offer: earn $200 cash back after you spend $500 in 3 months.

Frequently asked questions

What is the Capital One Savor annual fee?

The Capital One Savor has no annual fee.

What is the Capital One Savor welcome bonus?

Earn $200 cash back after you spend $500 in 3 months.

Does the Capital One Savor include airport lounge access?

No, the Capital One Savor doesn't include airport lounge access.

Does the Capital One Savor count toward Chase 5/24?

Opening it counts as one of your 5/24 slots.

Similar cards

Offers, fees and benefits change often. Check the issuer's site before you apply.