
Capital One Savor
- Annual fee
- None
- Earns
- Cash back
Welcome offer
Earn $200 cash back after you spend $500 in 3 months
Earning rates
| Category | Earns |
|---|---|
| Travel booked through Capital One Travel | 5% |
| Dining | 3% |
| Groceries | 3% |
| Travel | 1% |
| Gas | 1% |
| Everything else | 1% |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
48 month rule
You won't get the Savor's welcome bonus if you received a new cardmember bonus on the Savor in the past 48 months.
6 month rule
Capital One generally approves only one new card every six months, personal or business, so a recent Capital One approval can lead to a denial.
Card limit
Capital One has historically limited people to two of its own personal cards at a time (co-branded cards don't count), though recent reports are mixed.
Product changes
- Downgrade to Quicksilver 路 A switch between no-annual-fee Capital One cash back cards; ask Capital One if it's offered on your account.
About the Capital One Savor
The Capital One Savor is a personal Visa card from Capital One with no annual fee that earns cash back. It earns 5% on travel booked through Capital One Travel, 3% on dining, 3% on groceries and 1% on everything else. The current welcome offer: earn $200 cash back after you spend $500 in 3 months.
Frequently asked questions
What is the Capital One Savor annual fee?
The Capital One Savor has no annual fee.
What is the Capital One Savor welcome bonus?
Earn $200 cash back after you spend $500 in 3 months.
Does the Capital One Savor include airport lounge access?
No, the Capital One Savor doesn't include airport lounge access.
Does the Capital One Savor count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Similar cards

Capital One Venture X
Capital One 路 $395 a year

Capital One Venture X Business
Capital One 路 $395 a year

Capital One Quicksilver
Capital One 路 No annual fee

Capital One Spark 1.5% Cash Select
Capital One 路 No annual fee

Capital One VentureOne Business
Capital One 路 No annual fee

Capital One Spark 2% Cash
Capital One 路 $95 a year
Offers, fees and benefits change often. Check the issuer's site before you apply.