HSBC Premier World Elite
- Annual fee
- £290
- Earns
- HSBC Premier Rewards points
- Point value
- 0.5 p/pt
Welcome offer
70,000 HSBC points after £2,000 in 3 months (apply by December 1, 2026; normally 40,000)
≈ £350 at 0.5 p/pt
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases in a foreign currency | 4x | 2% |
| Travel | 3x | 1.5% |
| Dining | 3x | 1.5% |
| Groceries | 3x | 1.5% |
| Gas | 3x | 1.5% |
| Everything else | 3x | 1.5% |
Return is what each £1 of spend is worth with points valued at 0.5 p/pt.
Lounge access
Unlimited Priority Pass access (1,700+ lounges) for the main and any additional cardholders, no activation needed. Guest terms not stated on the HSBC page.
Transfer partners for HSBC Premier Rewards points
| Partner | Ratio | Transfer time |
|---|---|---|
| Air India | 2:1 | 1 day |
| British Airways | 2:1 | 1 day |
| Cathay Pacific | 2:1 | 1 day |
| Emirates | 2:1 | 1 day |
| Etihad | 2:1 | 1 day |
| Flying Blue AIR FRANCE KLM | 2:1 | 1 day |
| IHG | 2:1 | 1 day |
| Qantas Airways | 2:1 | 1 day |
| Qatar Airways | 2:1 | 1 day |
| Singapore Airlines | 2:1 | 1 day |
| Wyndham Rewards | 2:1 | 1 day |
About the HSBC Premier World Elite
The HSBC Premier World Elite is a personal Mastercard card in the UK from HSBC with a £290 annual fee that earns HSBC Premier Rewards points. It earns 4x on purchases in a foreign currency and 3x on everything else. The current welcome offer: 70,000 HSBC points after £2,000 in 3 months (apply by December 1, 2026; normally 40,000). Cardholders get access to Priority Pass (unlimited visits for the primary and additional cardholders). Points transfer to 11 airline and hotel partners, including Air India, British Airways and Cathay Pacific. AwardHack values HSBC Premier Rewards points at 0.5 p/pt.
Frequently asked questions
What is the HSBC Premier World Elite annual fee?
The HSBC Premier World Elite has a £290 annual fee.
What is the HSBC Premier World Elite welcome bonus?
70,000 HSBC points after £2,000 in 3 months (apply by December 1, 2026; normally 40,000). AwardHack values that at about £350.
Does the HSBC Premier World Elite include airport lounge access?
Yes: Priority Pass (unlimited visits for the primary and additional cardholders). Unlimited Priority Pass access (1,700+ lounges) for the main and any additional cardholders, no activation needed. Guest terms not stated on the HSBC page.
Where can I transfer HSBC Premier Rewards points?
To 11 partners: Air India (2:1), British Airways (2:1), Cathay Pacific (2:1), Emirates (2:1), Etihad (2:1), Flying Blue AIR FRANCE KLM (2:1), IHG (2:1), Qantas Airways (2:1), Qatar Airways (2:1), Singapore Airlines (2:1) and Wyndham Rewards (2:1).
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Offers, fees and benefits change often. Check the issuer's site before you apply.