HSBC Premier Credit Card
- Annual fee
- None
- Earns
- HSBC Premier Rewards points
- Point value
- 0.5 p/pt
Welcome offer
30,000 HSBC points after £2,000 in 3 months (apply by December 1, 2026; normally 20,000)
≈ £150 at 0.5 p/pt
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases in a foreign currency | 2x | 1% |
| Travel | 1.5x | 0.75% |
| Dining | 1.5x | 0.75% |
| Groceries | 1.5x | 0.75% |
| Gas | 1.5x | 0.75% |
| Everything else | 1.5x | 0.75% |
Return is what each £1 of spend is worth with points valued at 0.5 p/pt.
Transfer partners for HSBC Premier Rewards points
| Partner | Ratio | Transfer time |
|---|---|---|
| Air India | 2:1 | 1 day |
| British Airways | 2:1 | 1 day |
| Cathay Pacific | 2:1 | 1 day |
| Emirates | 2:1 | 1 day |
| Etihad | 2:1 | 1 day |
| Flying Blue AIR FRANCE KLM | 2:1 | 1 day |
| IHG | 2:1 | 1 day |
| Qantas Airways | 2:1 | 1 day |
| Qatar Airways | 2:1 | 1 day |
| Singapore Airlines | 2:1 | 1 day |
| Wyndham Rewards | 2:1 | 1 day |
About the HSBC Premier Credit Card
The HSBC Premier Credit Card is a personal Mastercard card in the UK from HSBC with no annual fee that earns HSBC Premier Rewards points. It earns 2x on purchases in a foreign currency and 1.5x on everything else. The current welcome offer: 30,000 HSBC points after £2,000 in 3 months (apply by December 1, 2026; normally 20,000). Points transfer to 11 airline and hotel partners, including Air India, British Airways and Cathay Pacific. AwardHack values HSBC Premier Rewards points at 0.5 p/pt.
Frequently asked questions
What is the HSBC Premier Credit Card annual fee?
The HSBC Premier Credit Card has no annual fee.
What is the HSBC Premier Credit Card welcome bonus?
30,000 HSBC points after £2,000 in 3 months (apply by December 1, 2026; normally 20,000). AwardHack values that at about £150.
Does the HSBC Premier Credit Card include airport lounge access?
No, the HSBC Premier Credit Card doesn't include airport lounge access.
Where can I transfer HSBC Premier Rewards points?
To 11 partners: Air India (2:1), British Airways (2:1), Cathay Pacific (2:1), Emirates (2:1), Etihad (2:1), Flying Blue AIR FRANCE KLM (2:1), IHG (2:1), Qantas Airways (2:1), Qatar Airways (2:1), Singapore Airlines (2:1) and Wyndham Rewards (2:1).
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Offers, fees and benefits change often. Check the issuer's site before you apply.