
Amex Business Platinum UK
- Annual fee
- £650
- Earns
- Amex Membership Rewards points
- Point value
- 1 p/pt
- Credits a year
- Up to £890
Welcome offer
100,000 MR points and a £150 Selfridges eGift Card after £12,000 in 3 months (apply by January 12, 2027; normally 50,000)
Up to ≈ £1,150 at 1 p/pt
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel booked through Amex Travel | 2x | 2% |
| Travel | 1x | 1% |
| Dining | 1x | 1% |
| Groceries | 1x | 1% |
| Gas | 1x | 1% |
| Everything else | 1x | 1% |
Return is what each £1 of spend is worth with points valued at 1 p/pt.
Credits and benefits
- Amex Travel credit£200 a card member year
- Indeed credit£75 a quarter
- Dell Technologies credit£75 every 6 months
- Alamo / Enterprise credit£20 a month
- Hilton Honors Gold StatusIncluded
- Marriott Bonvoy Gold Elite StatusIncluded
- MeliáRewards Gold StatusIncluded
- Radisson Rewards Premium StatusIncluded
- ALL Accor Gold StatusIncluded
Up to £890 a year if you use every credit. Track them in the benefits tracker
Lounge access
Global Lounge Collection for the main and first supplementary Platinum cardholder: Priority Pass with one free guest each, Centurion and American Express lounges, Delta Sky Club on same-day Delta flights and US Escape Lounges (up to two guests). Eurostar lounges are not included on this card.
Lounges it gets you into
Find the lounges it opens at your airportTransfer partners for Amex Membership Rewards points
| Partner | Ratio | Transfer time |
|---|---|---|
| Accor Live Limitless | 3:1 | Instant |
| British Airways | 1:1 | Instant |
| Cathay Pacific | 1:1 | Up to 3 working days |
| Delta | 1:1 | Up to 30 minutes |
| Emirates | 2:1 | Usually instant, up to 2 working days |
| Flying Blue AIR FRANCE KLM | 1:1 | Up to 4 working days |
| Hilton Honors | 1:2 | Up to 5 working days |
| Iberia | 1:1 | Up to 4 working days |
| Marriott Bonvoy | 2:3 | Usually instant, up to 1 working day |
| Qantas Airways | 1:1 | Usually instant, up to 3 working days |
| Qatar Airways | 1:1 | Usually instant, up to 48 hours |
| Radisson Rewards | 1:3 | Up to 10 working days |
| SAS EuroBonus | 1:1 | Up to 5 working days |
| Singapore Airlines | 3:2 | Up to 15 working days |
| Virgin Atlantic | 1:1 | Instant |
About the Amex Business Platinum UK
The Amex Business Platinum UK is a business American Express card from Amex with a £650 annual fee that earns Amex Membership Rewards points. It earns 2x on travel booked through Amex Travel and 1x on everything else. The current welcome offer: 100,000 MR points and a £150 Selfridges eGift Card after £12,000 in 3 months (apply by January 12, 2027; normally 50,000). It comes with 4 statement credits worth up to £890 a year if you use them all. Cardholders get access to Priority Pass (unlimited visits, 1 free guest; 8 UK lounge pre-bookings a calendar year), Centurion Lounges and American Express Lounges. Points transfer to 15 airline and hotel partners, including Accor Live Limitless, British Airways and Cathay Pacific. AwardHack values Amex Membership Rewards points at 1 p/pt.
Frequently asked questions
What is the Amex Business Platinum UK annual fee?
The Amex Business Platinum UK has a £650 annual fee. Its statement credits add up to £890 a year if you use all of them.
What is the Amex Business Platinum UK welcome bonus?
100,000 MR points and a £150 Selfridges eGift Card after £12,000 in 3 months (apply by January 12, 2027; normally 50,000). AwardHack values that at up to £1,150.
Does the Amex Business Platinum UK include airport lounge access?
Yes: Priority Pass (unlimited visits, 1 free guest; 8 UK lounge pre-bookings a calendar year), Centurion Lounges, American Express Lounges, Delta Sky Club (when flying Delta) and Escape Lounges (US). Global Lounge Collection for the main and first supplementary Platinum cardholder: Priority Pass with one free guest each, Centurion and American Express lounges, Delta Sky Club on same-day Delta flights and US Escape Lounges (up to two guests). Eurostar lounges are not included on this card.
Where can I transfer Amex Membership Rewards points?
To 15 partners: Accor Live Limitless (3:1), British Airways (1:1), Cathay Pacific (1:1), Delta (1:1), Emirates (2:1), Flying Blue AIR FRANCE KLM (1:1), Hilton Honors (1:2), Iberia (1:1), Marriott Bonvoy (2:3), Qantas Airways (1:1), Qatar Airways (1:1), Radisson Rewards (1:3), SAS EuroBonus (1:1), Singapore Airlines (3:2) and Virgin Atlantic (1:1).
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Offers, fees and benefits change often. Check the issuer's site before you apply.





