Amex Business Gold UK
- Annual fee
- £195
- Earns
- Amex Membership Rewards points
- Point value
- 1 p/pt
- Credits a year
- Up to £540
Welcome offer
40,000 MR points and a £100 Selfridges eGift Card after £6,000 in 3 months (apply by January 12, 2027; normally 20,000)
Up to ≈ £500 at 1 p/pt
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel booked through Amex Travel | 2x | 2% |
| Travel | 1x | 1% |
| Dining | 1x | 1% |
| Groceries | 1x | 1% |
| Gas | 1x | 1% |
| Everything else | 1x | 1% |
Return is what each £1 of spend is worth with points valued at 1 p/pt.
Credits and benefits
- Indeed credit£50 a quarter
- Dell Technologies credit£50 every 6 months
- Alamo / Enterprise credit£20 a month
Up to £540 a year if you use every credit. Track them in the benefits tracker
Transfer partners for Amex Membership Rewards points
| Partner | Ratio | Transfer time |
|---|---|---|
| Accor Live Limitless | 3:1 | Instant |
| British Airways | 1:1 | Instant |
| Cathay Pacific | 1:1 | Up to 3 working days |
| Delta | 1:1 | Up to 30 minutes |
| Emirates | 2:1 | Usually instant, up to 2 working days |
| Flying Blue AIR FRANCE KLM | 1:1 | Up to 4 working days |
| Hilton Honors | 1:2 | Up to 5 working days |
| Iberia | 1:1 | Up to 4 working days |
| Marriott Bonvoy | 2:3 | Usually instant, up to 1 working day |
| Qantas Airways | 1:1 | Usually instant, up to 3 working days |
| Qatar Airways | 1:1 | Usually instant, up to 48 hours |
| Radisson Rewards | 1:3 | Up to 10 working days |
| SAS EuroBonus | 1:1 | Up to 5 working days |
| Singapore Airlines | 3:2 | Up to 15 working days |
| Virgin Atlantic | 1:1 | Instant |
About the Amex Business Gold UK
The Amex Business Gold UK is a business American Express card from Amex with a £195 annual fee that earns Amex Membership Rewards points. It earns 2x on travel booked through Amex Travel and 1x on everything else. The current welcome offer: 40,000 MR points and a £100 Selfridges eGift Card after £6,000 in 3 months (apply by January 12, 2027; normally 20,000). It comes with 3 statement credits worth up to £540 a year if you use them all. Points transfer to 15 airline and hotel partners, including Accor Live Limitless, British Airways and Cathay Pacific. AwardHack values Amex Membership Rewards points at 1 p/pt.
Frequently asked questions
What is the Amex Business Gold UK annual fee?
The Amex Business Gold UK has a £195 annual fee. Its statement credits add up to £540 a year if you use all of them.
What is the Amex Business Gold UK welcome bonus?
40,000 MR points and a £100 Selfridges eGift Card after £6,000 in 3 months (apply by January 12, 2027; normally 20,000). AwardHack values that at up to £500.
Does the Amex Business Gold UK include airport lounge access?
No, the Amex Business Gold UK doesn't include airport lounge access.
Where can I transfer Amex Membership Rewards points?
To 15 partners: Accor Live Limitless (3:1), British Airways (1:1), Cathay Pacific (1:1), Delta (1:1), Emirates (2:1), Flying Blue AIR FRANCE KLM (1:1), Hilton Honors (1:2), Iberia (1:1), Marriott Bonvoy (2:3), Qantas Airways (1:1), Qatar Airways (1:1), Radisson Rewards (1:3), SAS EuroBonus (1:1), Singapore Airlines (3:2) and Virgin Atlantic (1:1).
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Offers, fees and benefits change often. Check the issuer's site before you apply.