Chase Southwest Plus
- Annual fee
- $99
- Earns
- Southwest Rapid Rewards points
- Point value
- 1.3 CPP
Welcome offer
Earn 50,000 Southwest Rapid Rewards points after you spend $1,000 in 3 months
≈ $650 at 1.3 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases with Southwest | 2x | 2.6% |
| Groceries | 2x | 2.6% |
| Gas | 2x | 2.6% |
| Travel | 1x | 1.3% |
| Dining | 1x | 1.3% |
| Everything else | 1x | 1.3% |
Return is what each $1 of spend is worth with points valued at 1.3 CPP.
Application rules
Subject to Chase 5/24
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months.
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Companion pass strategy
Welcome bonus points count toward the Southwest Companion Pass in the calendar year they post, and each year cardmembers get a 10,000-point Companion Pass boost. Because the personal-card limit doesn't apply to business cards, you can earn one personal and one business card bonus.
2 in 30 velocity
Chase usually approves no more than two personal cards in a 30-day period.
If you hold a related card
You can't get the Southwest Plus while you have any personal Southwest card, or if you received a welcome bonus on any personal Southwest card in the last 24 months. Southwest business cards don't count.
Product changes
- Upgrade to Southwest Premier · You keep your points and earn more on Southwest for a $149 fee.
- Upgrade to Southwest Priority · You keep your points and get the Priority's yearly perks for a $229 fee.
About the Chase Southwest Plus
The Chase Southwest Plus is a personal Visa card from Chase with a $99 annual fee that earns Southwest Rapid Rewards points. It earns 2x on purchases with Southwest, 2x on groceries, 2x on gas and 1x on everything else. The current welcome offer: earn 50,000 Southwest Rapid Rewards points after you spend $1,000 in 3 months. AwardHack values Southwest Rapid Rewards points at 1.3 CPP.
Frequently asked questions
What is the Chase Southwest Plus annual fee?
The Chase Southwest Plus has a $99 annual fee.
What is the Chase Southwest Plus welcome bonus?
Earn 50,000 Southwest Rapid Rewards points after you spend $1,000 in 3 months. AwardHack values that at about $650.
Does the Chase Southwest Plus include airport lounge access?
No, the Chase Southwest Plus doesn't include airport lounge access.
Does the Chase Southwest Plus count toward Chase 5/24?
Chase won't approve it if you've opened 5 or more personal cards from any bank in the last 24 months. Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.