Capital One Venture
- Annual fee
- $95
- Earns
- Capital One miles
- Point value
- 1.85 CPP
- Credits a year
- Up to $120
Welcome offer
Earn 75,000 Capital One miles after you spend $4,000 in 3 months
≈ $1,388 at 1.85 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel booked through Capital One Travel | 5x | 9.25% |
| Travel | 2x | 3.7% |
| Dining | 2x | 3.7% |
| Groceries | 2x | 3.7% |
| Gas | 2x | 3.7% |
| Everything else | 2x | 3.7% |
Return is what each $1 of spend is worth with points valued at 1.85 CPP.
Credits and benefits
- Global Entry/TSA PreCheck Credit$120 every 4 years
Up to $120 a year if you use every credit. Track them in the benefits tracker
Transfer partners for Capital One miles
| Partner | Ratio | Transfer time |
|---|---|---|
| Accor Live Limitless | 2:1 | Up to 48 hours |
| AeroMexico | 1:1 | Almost Instant |
| Air Canada Aeroplan | 1:1 | Almost Instant |
| Avianca Airlines | 1:1 | Almost Instant |
| British Airways | 1:1 | Almost Instant |
| Cathay Pacific | 1:1 | Up to 5 days |
| Choice | 1:1 | Up to 24 hours |
| Emirates | 4:3 | Almost Instant |
| Etihad | 1:1 | Up to 36 hours |
| EVA Air | 2:1.5 | Up to 36 hours |
| Finnair | 1:1 | Almost Instant |
| Flying Blue AIR FRANCE KLM | 1:1 | Almost Instant |
| Japan Airlines | 2:1.5 | Almost Instant |
| JetBlue | 5:3 | Almost Instant |
| Preferred Hotels and Resorts | 1:2 | Almost Instant |
| Qantas Airways | 1:1 | Up to 36 hours |
| Qatar Airways | 1:1 | Almost Instant |
| Singapore Airlines | 1:1 | Almost Instant |
| TAP Air Portugal | 1:1 | Almost Instant |
| Turkish Airlines | 1:1 | Up to 24 hours |
| Virgin Atlantic | 1:1 | Almost Instant |
| Virgin Red | 1:1 | Almost Instant |
| Wyndham Rewards | 1:1 | Almost Instant |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
48 month rule
You can't get the Venture's welcome bonus if you received a new cardmember bonus on the Venture or Venture X in the past 48 months.
6 month rule
Capital One generally approves only one new card every six months, personal or business, so a recent Capital One approval can lead to a denial.
Card limit
Capital One has historically limited people to two of its own personal cards at a time (co-branded cards don't count), though recent reports are mixed.
Product changes
- Upgrade to Venture X · Capital One shows upgrade offers to some cardholders; the Venture X needs a $10,000 credit line.
- Downgrade to VentureOne · A no-annual-fee card that keeps your miles.
- Downgrade to Quicksilver · Redeem your miles first, since switching to a cash back card can mean losing them.
About the Capital One Venture
The Capital One Venture is a personal Visa card from Capital One with a $95 annual fee that earns Capital One miles. It earns 5x on travel booked through Capital One Travel and 2x on everything else. The current welcome offer: earn 75,000 Capital One miles after you spend $4,000 in 3 months. It comes with 1 statement credit worth up to $120 a year if you use them all. Points transfer to 23 airline and hotel partners, including Accor Live Limitless, AeroMexico and Air Canada Aeroplan. AwardHack values Capital One miles at 1.85 CPP.
Frequently asked questions
What is the Capital One Venture annual fee?
The Capital One Venture has a $95 annual fee. Its statement credits add up to $120 a year if you use all of them.
What is the Capital One Venture welcome bonus?
Earn 75,000 Capital One miles after you spend $4,000 in 3 months. AwardHack values that at about $1,388.
Does the Capital One Venture include airport lounge access?
No, the Capital One Venture doesn't include airport lounge access.
Does the Capital One Venture count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Where can I transfer Capital One miles?
To 23 partners: Accor Live Limitless (2:1), AeroMexico (1:1), Air Canada Aeroplan (1:1), Avianca Airlines (1:1), British Airways (1:1), Cathay Pacific (1:1), Choice (1:1), Emirates (4:3), Etihad (1:1), EVA Air (2:1.5), Finnair (1:1), Flying Blue AIR FRANCE KLM (1:1), Japan Airlines (2:1.5), JetBlue (5:3), Preferred Hotels and Resorts (1:2), Qantas Airways (1:1), Qatar Airways (1:1), Singapore Airlines (1:1), TAP Air Portugal (1:1), Turkish Airlines (1:1), Virgin Atlantic (1:1), Virgin Red (1:1) and Wyndham Rewards (1:1).
Similar cards
Capital One Venture X
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Capital One Venture X Business
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Capital One VentureOne
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Capital One Quicksilver
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Offers, fees and benefits change often. Check the issuer's site before you apply.