Welcome offer
Earn $100 cash back after you spend $1,000 in 3 months
Earning rates
| Category | Earns |
|---|---|
| Dining | 2% |
| Groceries | 2% |
| Travel | 1% |
| Gas | 1% |
| Everything else | 1% |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Issuer
This card is issued by First Electronic Bank through Imprint under a license from American Express, so Amex's own application limits and welcome-bonus rules don't apply to it.
About the Amex Rakuten
The Amex Rakuten is a personal American Express card from Amex with no annual fee that earns cash back. It earns 2% on dining, 2% on groceries and 1% on everything else. The current welcome offer: earn $100 cash back after you spend $1,000 in 3 months.
Frequently asked questions
What is the Amex Rakuten annual fee?
The Amex Rakuten has no annual fee.
What is the Amex Rakuten welcome bonus?
Earn $100 cash back after you spend $1,000 in 3 months.
Does the Amex Rakuten include airport lounge access?
No, the Amex Rakuten doesn't include airport lounge access.
Does the Amex Rakuten count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.