Amex Hilton Honors Business

Welcome offer

Earning rates

Return is what each $1 of spend is worth with points valued at 0.59 CPP.

Credits and benefits

• Hilton Credit$60 a quarter

Up to $240 a year if you use every credit. Track them in the benefits tracker

Application rules

• Once per lifetime

  You may not get the Hilton Honors Business card's welcome bonus if you have or have had it before. Amex can also withhold the bonus based on your history with Amex and how many cards you've opened and closed, and it tells you before it processes your application, so you can withdraw.

• 1 in 5 rule

  Amex usually approves no more than one of its credit cards every five days. Cards with no preset spending limit, like the Platinum and Gold, don't count.

• 2 in 90 velocity

  Amex usually approves no more than two of its credit cards in any 90-day period. Cards with no preset spending limit don't count.

• Amex credit card limit

  Amex usually lets you hold up to five of its credit cards at once, personal and business combined. Cards with no preset spending limit don't count toward that limit.

About the Amex Hilton Honors Business

The Amex Hilton Honors Business is a business American Express card from Amex with a $195 annual fee that earns Hilton Honors points. It earns 12x on purchases with Hilton and 5x on everything else. The current welcome offer: earn 150,000 Hilton Honors points after you spend $8,000 in 6 months. It comes with 1 statement credit worth up to $240 a year if you use them all. AwardHack values Hilton Honors points at 0.59 CPP.

Frequently asked questions