Citi Double Cash
- Annual fee
- None
- Earns
- Cash back
Welcome offer
Earn $200 cash back after you spend $1,500 in 6 months
Earning rates
| Category | Earns |
|---|---|
| Travel booked through Citi Travel | 5% |
| Travel | 2% |
| Dining | 2% |
| Groceries | 2% |
| Gas | 2% |
| Everything else | 2% |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
48 month rule
You can't get this card's welcome bonus if you received a new account bonus on the Double Cash in the past 48 months, or if you converted another Citi card that earned a bonus in the last 48 months into a Double Cash.
1/8 and 2/65 velocity
Citi approves at most one personal card application every 8 days and no more than two every 65 days, so space out your Citi applications.
Product changes
- Upgrade to Strata Premier 路 An upgrade doesn't earn a welcome bonus.
- Upgrade to Strata 路 A switch to another no-annual-fee ThankYou card; it doesn't earn a welcome bonus.
- Downgrade to Custom Cash 路 Citi closed the Custom Cash to new applicants in May 2026; some cardholders could still switch into it afterwards, but Citi doesn't guarantee it.
About the Citi Double Cash
The Citi Double Cash is a personal Mastercard card from Citi with no annual fee that earns cash back. It earns 5% on travel booked through Citi Travel and 2% on everything else. The current welcome offer: earn $200 cash back after you spend $1,500 in 6 months.
Frequently asked questions
What is the Citi Double Cash annual fee?
The Citi Double Cash has no annual fee.
What is the Citi Double Cash welcome bonus?
Earn $200 cash back after you spend $1,500 in 6 months.
Does the Citi Double Cash include airport lounge access?
No, the Citi Double Cash doesn't include airport lounge access.
Does the Citi Double Cash count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.