Citi Custom Cash
- Annual fee
- None
- Earns
- Points
Welcome offer
Citi no longer takes new applications for this card, so there's no welcome offer. Existing cardholders keep its earning and benefits.
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel | 5x | 5% |
| Dining | 5x | 5% |
| Groceries | 5x | 5% |
| Gas | 5x | 5% |
| Everything else | 1x | 1% |
Return is what each $1 of spend is worth with points valued at 1 CPP.
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Closed to new applicants
Citi stopped taking applications for the Custom Cash on May 28, 2026. Existing cardholders keep their cards and benefits.
Product changes
- Upgrade to Strata Premier 路 An upgrade doesn't earn a welcome bonus.
- Upgrade to Strata 路 A switch to another no-annual-fee ThankYou card; it doesn't earn a welcome bonus.
- Downgrade to Double Cash 路 A switch between no-annual-fee cards that keeps your ThankYou points.
About the Citi Custom Cash
The Citi Custom Cash is a personal Mastercard card from Citi with no annual fee that earns points. Citi no longer takes new applications for it, but existing cardholders keep it. It earns 5x on travel, 5x on dining, 5x on groceries and 1x on everything else.
Frequently asked questions
What is the Citi Custom Cash annual fee?
The Citi Custom Cash has no annual fee.
Does the Citi Custom Cash include airport lounge access?
No, the Citi Custom Cash doesn't include airport lounge access.
Does the Citi Custom Cash count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.