Bank of America Customized Cash Rewards

Annual fee: None
Earns: Cash back

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Welcome offer

Current offer

Earn $200 cash back after you spend $1,000 in 3 months

Earning rates

Category	Earns
Travel	3%
Dining	3%
Gas	3%
Groceries	2%
Everything else	1%

Application rules

Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
24 month rule
Bank of America may not approve you for this card if you have it now or have had it in the past 24 months, and a card you converted from another product doesn't earn the welcome bonus.
Application velocity
Bank of America generally approves no more than 2 new personal cards from it in 2 months, 3 in 12 months and 4 in 24 months.
Banking relationship
BofA Rewards members (anyone with an eligible Bank of America checking account) earn 10% to 75% more on this card, depending on their balances. Bank of America is also more likely to approve you if you bank with it.

About the Bank of America Customized Cash Rewards

The Bank of America Customized Cash Rewards is a personal Visa card from Bank of America with no annual fee that earns cash back. It earns 3% on travel, 3% on dining, 3% on gas and 1% on everything else. The current welcome offer: earn $200 cash back after you spend $1,000 in 3 months.