Bank of America Atmos Rewards Business
- Annual fee
- $95
- Earns
- Atmos Rewards points
- Point value
- 1.5 CPP
- Credits a year
- Up to $99
Welcome offer
Earn 70,000 Atmos Rewards points after you spend $4,000 in 3 months
≈ $1,050 at 1.5 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases with Alaska Airlines and Hawaiian Airlines | 3x | 4.5% |
| Gas | 2x | 3% |
| Travel | 1x | 1.5% |
| Dining | 1x | 1.5% |
| Groceries | 1x | 1.5% |
| Everything else | 1x | 1.5% |
Return is what each $1 of spend is worth with points valued at 1.5 CPP.
Credits and benefits
- $99 Companion Fare (Spend Threshold)$99 a card member year
Up to $99 a year if you use every credit. Track them in the benefits tracker
Application rules
Card family
Each Atmos Rewards card's welcome bonus is separate: holding the Ascent, Summit or Business card, or a Hawaiian Airlines card, doesn't stop you from getting the bonus on a different one.
24 month rule
Bank of America may decline you if your business has, or has had, another Bank of America business card in the past 24 months. This hasn't been strictly enforced.
Application velocity
Bank of America's personal-card limits (2 new cards in 2 months, 3 in 12, 4 in 24) don't appear to count business cards, and this card won't show up on your personal credit report.
Banking relationship
You earn 10% more points on purchases if you have an open Bank of America or Merrill account.
About the Bank of America Atmos Rewards Business
The Bank of America Atmos Rewards Business is a business Visa card from Bank of America with a $95 annual fee that earns Atmos Rewards points. It earns 3x on purchases with Alaska Airlines and Hawaiian Airlines, 2x on gas and 1x on everything else. The current welcome offer: earn 70,000 Atmos Rewards points after you spend $4,000 in 3 months. It comes with 1 statement credit worth up to $99 a year if you use them all. AwardHack values Atmos Rewards points at 1.5 CPP.
Frequently asked questions
What is the Bank of America Atmos Rewards Business annual fee?
The Bank of America Atmos Rewards Business has a $95 annual fee. Its statement credits add up to $99 a year if you use all of them.
What is the Bank of America Atmos Rewards Business welcome bonus?
Earn 70,000 Atmos Rewards points after you spend $4,000 in 3 months. AwardHack values that at about $1,050.
Does the Bank of America Atmos Rewards Business include airport lounge access?
No, the Bank of America Atmos Rewards Business doesn't include airport lounge access.
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Offers, fees and benefits change often. Check the issuer's site before you apply.