Welcome offer
Earn $300 cash back after you spend $3,000 in 6 months
Earning rates
| Category | Earns |
|---|---|
| Groceries | 6% |
| Gas | 3% |
| Travel | 1% |
| Dining | 1% |
| Everything else | 1% |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Once per lifetime
You may not get the Blue Cash Preferred's welcome bonus if you have or have had it before. Amex can also withhold the bonus based on your history with Amex and how many cards you've opened and closed, and it tells you before it processes your application, so you can withdraw.
1 in 5 rule
Amex usually approves no more than one of its credit cards every five days. Cards with no preset spending limit, like the Platinum and Gold, don't count.
2 in 90 velocity
Amex usually approves no more than two of its credit cards in any 90-day period. Cards with no preset spending limit don't count.
Amex credit card limit
Amex usually lets you hold up to five of its credit cards at once, personal and business combined. Cards with no preset spending limit don't count toward that limit.
Family sequencing
If you also want the Blue Cash Everyday's welcome bonus, get it first: once you've had the Blue Cash Preferred, Amex may not give you the Everyday's bonus.
Product changes
- Downgrade to Blue Cash Everyday 路 You keep your cash back (Reward Dollars). Moving to the Everyday means you've had it, but having had the Preferred already blocks its bonus.
About the Amex Blue Cash Preferred
The Amex Blue Cash Preferred is a personal American Express card from Amex with a $95 annual fee that earns cash back. It earns 6% on groceries, 3% on gas and 1% on everything else. The current welcome offer: earn $300 cash back after you spend $3,000 in 6 months.
Frequently asked questions
What is the Amex Blue Cash Preferred annual fee?
The Amex Blue Cash Preferred has a $95 annual fee.
What is the Amex Blue Cash Preferred welcome bonus?
Earn $300 cash back after you spend $3,000 in 6 months.
Does the Amex Blue Cash Preferred include airport lounge access?
No, the Amex Blue Cash Preferred doesn't include airport lounge access.
Does the Amex Blue Cash Preferred count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.