Amtrak Guest Rewards Preferred
- Annual fee
- $99
- Earns
- Amtrak Guest Rewards points
- Point value
- 2.5 CPP
Welcome offer
Earn 25,000 Amtrak Guest Rewards points after you spend $1,500 in 3 months
≈ $625 at 2.5 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases with Amtrak | 3x | 7.5% |
| Travel | 2x | 5% |
| Dining | 2x | 5% |
| Groceries | 1x | 2.5% |
| Gas | 1x | 2.5% |
| Everything else | 1x | 2.5% |
Return is what each $1 of spend is worth with points valued at 2.5 CPP.
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Underwriting sensitivity
First National Bank of Omaha is known to decline applicants with several recent credit inquiries.
About the Amtrak Guest Rewards Preferred
The Amtrak Guest Rewards Preferred is a personal Mastercard card from FNBO with a $99 annual fee that earns Amtrak Guest Rewards points. It earns 3x on purchases with Amtrak, 2x on travel, 2x on dining and 1x on everything else. The current welcome offer: earn 25,000 Amtrak Guest Rewards points after you spend $1,500 in 3 months. AwardHack values Amtrak Guest Rewards points at 2.5 CPP.
Frequently asked questions
What is the Amtrak Guest Rewards Preferred annual fee?
The Amtrak Guest Rewards Preferred has a $99 annual fee.
What is the Amtrak Guest Rewards Preferred welcome bonus?
Earn 25,000 Amtrak Guest Rewards points after you spend $1,500 in 3 months. AwardHack values that at about $625.
Does the Amtrak Guest Rewards Preferred include airport lounge access?
No, the Amtrak Guest Rewards Preferred doesn't include airport lounge access.
Does the Amtrak Guest Rewards Preferred count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
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Offers, fees and benefits change often. Check the issuer's site before you apply.