
Amtrak Guest Rewards
- Annual fee
- None
- Earns
- Amtrak Guest Rewards points
- Point value
- 2.5 CPP
Welcome offer
Earn 15,000 Amtrak Guest Rewards points after you spend $1,000 in 3 months
β $375 at 2.5 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases with Amtrak | 2x | 5% |
| Dining | 2x | 5% |
| Travel | 1x | 2.5% |
| Groceries | 1x | 2.5% |
| Gas | 1x | 2.5% |
| Everything else | 1x | 2.5% |
Return is what each $1 of spend is worth with points valued at 2.5 CPP.
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Underwriting sensitivity
First National Bank of Omaha is known to decline applicants with several recent credit inquiries.
About the Amtrak Guest Rewards
The Amtrak Guest Rewards is a personal Mastercard card from FNBO with no annual fee that earns Amtrak Guest Rewards points. It earns 2x on purchases with Amtrak, 2x on dining and 1x on everything else. The current welcome offer: earn 15,000 Amtrak Guest Rewards points after you spend $1,000 in 3 months. AwardHack values Amtrak Guest Rewards points at 2.5 CPP.
Frequently asked questions
What is the Amtrak Guest Rewards annual fee?
The Amtrak Guest Rewards has no annual fee.
What is the Amtrak Guest Rewards welcome bonus?
Earn 15,000 Amtrak Guest Rewards points after you spend $1,000 in 3 months. AwardHack values that at about $375.
Does the Amtrak Guest Rewards include airport lounge access?
No, the Amtrak Guest Rewards doesn't include airport lounge access.
Does the Amtrak Guest Rewards count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.


