Amex Gold Rewards Canada
- Annual fee
- $250
- Earns
- MR points
- Point value
- 2 CPP
- Credits a year
- Up to $270
Welcome offer
5,000 MR points for each month you spend $1,000, up to 60,000 in your first year
≈ $1,200 at 2 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel booked through Amex Travel Online | 3x | 6% |
| Travel | 2x | 4% |
| Groceries | 2x | 4% |
| Gas | 2x | 4% |
| Dining | 1x | 2% |
| Everything else | 1x | 2% |
Return is what each $1 of spend is worth with points valued at 2 CPP.
Credits and benefits
- Annual Travel Credit$100 a card member year
- NEXUS application/renewal credit$50 every 4 years
- Instacart statement credit$10 a month
Up to $270 a year if you use every credit. Track them in the benefits tracker
Lounge access
Basic Cardmember gets 4 complimentary Plaza Premium visits per calendar year at Canadian lounges; guests can use these visits; supplementary cardholders get no complimentary access. Priority Pass enrolment is free, but every visit (cardholder and guests) is charged at the prevailing rate.
Transfer partners for MR points
| Partner | Ratio | Transfer time |
|---|---|---|
| Accor Live Limitless | 1:0.5 | Usually immediate, up to 48 hours |
| Air Canada Aeroplan | 1:1 | Instant (up to 30 minutes) |
| British Airways | 1:1 | Up to 30 minutes |
| Cathay Pacific | 1:0.75 | 5 business days |
| Delta | 1:0.75 | Instant (up to 30 minutes) |
| Flying Blue AIR FRANCE KLM | 1:1 | Up to 5 business days |
| Hilton Honors | 1:1 | 5 business days |
| Marriott Bonvoy | 1:1.2 | Up to 48 hours |
About the Amex Gold Rewards Canada
The Amex Gold Rewards Canada is a personal American Express card from Amex with a $250 annual fee that earns MR points. It earns 3x on travel booked through Amex Travel Online, 2x on travel, 2x on groceries and 1x on everything else. The current welcome offer: 5,000 MR points for each month you spend $1,000, up to 60,000 in your first year. It comes with 3 statement credits worth up to $270 a year if you use them all. Cardholders get access to Plaza Premium Lounges in Canada (4 complimentary visits per calendar year) and Priority Pass membership (fee waived; every lounge visit is charged). Points transfer to 8 airline and hotel partners, including Accor Live Limitless, Air Canada Aeroplan and British Airways. AwardHack values MR points at 2 CPP.
Frequently asked questions
What is the Amex Gold Rewards Canada annual fee?
The Amex Gold Rewards Canada has a $250 annual fee. Its statement credits add up to $270 a year if you use all of them.
What is the Amex Gold Rewards Canada welcome bonus?
5,000 MR points for each month you spend $1,000, up to 60,000 in your first year. AwardHack values that at about $1,200.
Does the Amex Gold Rewards Canada include airport lounge access?
Yes: Plaza Premium Lounges in Canada (4 complimentary visits per calendar year) and Priority Pass membership (fee waived; every lounge visit is charged). Basic Cardmember gets 4 complimentary Plaza Premium visits per calendar year at Canadian lounges; guests can use these visits; supplementary cardholders get no complimentary access. Priority Pass enrolment is free, but every visit (cardholder and guests) is charged at the prevailing rate.
Where can I transfer MR points?
To 8 partners: Accor Live Limitless (1:0.5), Air Canada Aeroplan (1:1), British Airways (1:1), Cathay Pacific (1:0.75), Delta (1:0.75), Flying Blue AIR FRANCE KLM (1:1), Hilton Honors (1:1) and Marriott Bonvoy (1:1.2).
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Offers, fees and benefits change often. Check the issuer's site before you apply.