Amex Business Platinum Canada
- Annual fee
- $799
- Earns
- MR points
- Point value
- 2 CPP
- Credits a year
- Up to $660
Welcome offer
Earn 80,000 MR points after you spend $15,000 in 3 months
≈ $1,600 at 2 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel | 1.25x | 2.5% |
| Dining | 1.25x | 2.5% |
| Groceries | 1.25x | 2.5% |
| Gas | 1.25x | 2.5% |
| Everything else | 1.25x | 2.5% |
Return is what each $1 of spend is worth with points valued at 2 CPP.
Credits and benefits
- Annual Travel Credit$200 a card member year
- Wireless credit$10 a month
- Instacart statement credit$20 a month
- NEXUS application/renewal credit$100 every 4 years
- Hilton Honors Gold StatusIncluded
- Marriott Bonvoy Gold Elite StatusIncluded
Up to $660 a year if you use every credit. Track them in the benefits tracker
Lounge access
Global Lounge Collection (1,550+ lounges as of 06/2026). From 2027-01-01: Basic Cardmember gets 6 Plaza Premium + 6 Priority Pass visits per calendar year; Supplementary Business Platinum gets 2 + 2; Supplementary Gold cards get none. Guests use up visits. $20,000 in eligible calendar-year spend on the account unlocks unlimited Plaza Premium and Priority Pass for the rest of that year and the next (then 1 free Priority Pass guest). Centurion: up to 2 companions at U.S./select locations.
Transfer partners for MR points
| Partner | Ratio | Transfer time |
|---|---|---|
| Accor Live Limitless | 1:0.5 | Usually immediate, up to 48 hours |
| Air Canada Aeroplan | 1:1 | Instant (up to 30 minutes) |
| British Airways | 1:1 | Up to 30 minutes |
| Cathay Pacific | 1:0.75 | 5 business days |
| Delta | 1:0.75 | Instant (up to 30 minutes) |
| Flying Blue AIR FRANCE KLM | 1:1 | Up to 5 business days |
| Hilton Honors | 1:1 | 5 business days |
| Marriott Bonvoy | 1:1.2 | Up to 48 hours |
About the Amex Business Platinum Canada
The Amex Business Platinum Canada is a business American Express card from Amex with a $799 annual fee that earns MR points. The current welcome offer: earn 80,000 MR points after you spend $15,000 in 3 months. It comes with 4 statement credits worth up to $660 a year if you use them all. Cardholders get access to The Centurion Lounge (unlimited, up to 2 companions at U.S. and select international locations), Priority Pass (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year unless $20,000 spend unlocks unlimited) and Plaza Premium Lounges (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year unless $20,000 spend unlocks unlimited). Points transfer to 8 airline and hotel partners, including Accor Live Limitless, Air Canada Aeroplan and British Airways. AwardHack values MR points at 2 CPP.
Frequently asked questions
What is the Amex Business Platinum Canada annual fee?
The Amex Business Platinum Canada has a $799 annual fee. Its statement credits add up to $660 a year if you use all of them.
What is the Amex Business Platinum Canada welcome bonus?
Earn 80,000 MR points after you spend $15,000 in 3 months. AwardHack values that at about $1,600.
Does the Amex Business Platinum Canada include airport lounge access?
Yes: The Centurion Lounge (unlimited, up to 2 companions at U.S. and select international locations), Priority Pass (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year unless $20,000 spend unlocks unlimited), Plaza Premium Lounges (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year unless $20,000 spend unlocks unlimited) and Other American Express Global Lounge Collection partners, incl. Delta Sky Club when flying Delta (unlimited). Global Lounge Collection (1,550+ lounges as of 06/2026). From 2027-01-01: Basic Cardmember gets 6 Plaza Premium + 6 Priority Pass visits per calendar year; Supplementary Business Platinum gets 2 + 2; Supplementary Gold cards get none. Guests use up visits. $20,000 in eligible calendar-year spend on the account unlocks unlimited Plaza Premium and Priority Pass for the rest of that year and the next (then 1 free Priority Pass guest). Centurion: up to 2 companions at U.S./select locations.
Where can I transfer MR points?
To 8 partners: Accor Live Limitless (1:0.5), Air Canada Aeroplan (1:1), British Airways (1:1), Cathay Pacific (1:0.75), Delta (1:0.75), Flying Blue AIR FRANCE KLM (1:1), Hilton Honors (1:1) and Marriott Bonvoy (1:1.2).
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Offers, fees and benefits change often. Check the issuer's site before you apply.