Amex Gold
- Annual fee
- $325
- Earns
- Amex Membership Rewards points
- Point value
- 2 CPP
- Credits a year
- Up to $424
Welcome offer
Earn 100,000 Amex Membership Rewards points after you spend $8,000 in 6 months
≈ $2,000 at 2 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel booked through AmexTravel | 5x | 10% |
| Dining | 4x | 8% |
| Groceries | 4x | 8% |
| Flights booked directly with airlines | 3x | 6% |
| Travel | 1x | 2% |
| Gas | 1x | 2% |
| Everything else | 1x | 2% |
Return is what each $1 of spend is worth with points valued at 2 CPP.
Credits and benefits
- Resy$50 every 6 months
- Uber$10 a month
- Dining$10 a month
- Dunkin$7 a month
- Hertz Five Star StatusIncluded
Up to $424 a year if you use every credit. Track them in the benefits tracker
Transfer partners for Amex Membership Rewards points
| Partner | Ratio | Transfer time |
|---|---|---|
| Aer Lingus | 1:1 | Almost Instant |
| AeroMexico | 1:1.6 | 2-12 days |
| Air Canada Aeroplan | 1:1 | Almost Instant |
| ANA | 1:1 | 2-3 days |
| Avianca Airlines | 1:1 | Almost Instant |
| British Airways | 1:1 | Almost Instant |
| Cathay Pacific | 5:4 | 1-7 days |
| Choice | 1:1 | Almost Instant |
| Delta | 1:1 | Almost Instant |
| Emirates | 5:4 | Almost Instant |
| Flying Blue AIR FRANCE KLM | 1:1 | Almost Instant |
| Hilton Honors | 1:2 | Up to 24 hours |
| Iberia | 1:1 | 1-3 days |
| JetBlue | 1:0.8 | Almost Instant |
| LHF Leaders Club | 4:1 | Almost Instant |
| Marriott Bonvoy | 1:1 | Almost instant |
| Qantas Airways | 1:1 | Almost instant |
| Qatar Airways | 1:1 | Almost instant |
| Singapore Airlines | 1:1 | 1-2 days |
| Virgin Atlantic | 1:1 | 1-2 days |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Once per lifetime
You may not get the Gold card's welcome bonus if you have or have had it before. Amex can also withhold the bonus based on your history with Amex and how many cards you've opened and closed, and it tells you before it processes your application, so you can withdraw.
Charge card
This card has no preset spending limit, so it doesn't count toward Amex's limit of about five credit cards or its one-in-five-days and two-in-90-days approval limits. Amex usually allows up to about ten of these cards at once.
Product changes
- Upgrade to Platinum · Amex lets you upgrade with no credit check, and sometimes offers an upgrade bonus in your account; otherwise the upgrade earns no bonus.
- Downgrade to Green (Classic Green) · The Green card is closed to new applicants, but Amex has still been letting cardholders move into it. You keep your Membership Rewards points.
About the Amex Gold
The Amex Gold is a personal American Express card from Amex with a $325 annual fee that earns Amex Membership Rewards points. It earns 5x on travel booked through AmexTravel, 4x on dining, 4x on groceries and 1x on everything else. The current welcome offer: earn 100,000 Amex Membership Rewards points after you spend $8,000 in 6 months. It comes with 4 statement credits worth up to $424 a year if you use them all. Points transfer to 20 airline and hotel partners, including Aer Lingus, AeroMexico and Air Canada Aeroplan. AwardHack values Amex Membership Rewards points at 2 CPP.
Frequently asked questions
What is the Amex Gold annual fee?
The Amex Gold has a $325 annual fee. Its statement credits add up to $424 a year if you use all of them.
What is the Amex Gold welcome bonus?
Earn 100,000 Amex Membership Rewards points after you spend $8,000 in 6 months. AwardHack values that at about $2,000.
Does the Amex Gold include airport lounge access?
No, the Amex Gold doesn't include airport lounge access.
Does the Amex Gold count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Where can I transfer Amex Membership Rewards points?
To 20 partners: Aer Lingus (1:1), AeroMexico (1:1.6), Air Canada Aeroplan (1:1), ANA (1:1), Avianca Airlines (1:1), British Airways (1:1), Cathay Pacific (5:4), Choice (1:1), Delta (1:1), Emirates (5:4), Flying Blue AIR FRANCE KLM (1:1), Hilton Honors (1:2), Iberia (1:1), JetBlue (1:0.8), LHF Leaders Club (4:1), Marriott Bonvoy (1:1), Qantas Airways (1:1), Qatar Airways (1:1), Singapore Airlines (1:1) and Virgin Atlantic (1:1).
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply. AwardHack may earn a referral bonus if you apply through the Apply link.