U.S. Bank Smartly
- Annual fee
- None
- Earns
- Points
Welcome offer
This card has no welcome bonus right now.
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel | 2x | 2% |
| Dining | 2x | 2% |
| Groceries | 2x | 2% |
| Gas | 2x | 2% |
| Everything else | 2x | 2% |
Return is what each $1 of spend is worth with points valued at 1 CPP.
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
No standard sub
This card doesn't currently offer a welcome bonus.
Banking relationship
You can get the card without a U.S. Bank account, but earning more than 2% back needs a U.S. Bank Smartly Savings account plus qualifying balances in Smartly Checking or Safe Debit.
Underwriting sensitivity
U.S. Bank often declines applicants who've opened several new cards or had several credit inquiries in the past 6 to 12 months, at any bank.
About the U.S. Bank Smartly
The U.S. Bank Smartly is a personal Visa card from U.S. Bank with no annual fee that earns points.
Frequently asked questions
What is the U.S. Bank Smartly annual fee?
The U.S. Bank Smartly has no annual fee.
Does the U.S. Bank Smartly include airport lounge access?
No, the U.S. Bank Smartly doesn't include airport lounge access.
Does the U.S. Bank Smartly count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
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Offers, fees and benefits change often. Check the issuer's site before you apply.