
PenFed Pathfinder
- Annual fee
- $95
- Earns
- PenFed points
- Point value
- 1 CPP
Welcome offer
Earn 50,000 PenFed points after you spend $3,000 in 3 months
β $500 at 1 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel | 3x | 3% |
| Dining | 2x | 2% |
| Groceries | 1.5x | 1.5% |
| Gas | 1.5x | 1.5% |
| Everything else | 1.5x | 1.5% |
Return is what each $1 of spend is worth with points valued at 1 CPP.
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Membership required
You need to join PenFed Credit Union, by opening a savings account, to get this card.
About the PenFed Pathfinder
The PenFed Pathfinder is a personal Visa card from PenFed with a $95 annual fee that earns PenFed points. It earns 3x on travel, 2x on dining and 1.5x on everything else. The current welcome offer: earn 50,000 PenFed points after you spend $3,000 in 3 months. AwardHack values PenFed points at 1 CPP.
Frequently asked questions
What is the PenFed Pathfinder annual fee?
The PenFed Pathfinder has a $95 annual fee.
What is the PenFed Pathfinder welcome bonus?
Earn 50,000 PenFed points after you spend $3,000 in 3 months. AwardHack values that at about $500.
Does the PenFed Pathfinder include airport lounge access?
No, the PenFed Pathfinder doesn't include airport lounge access.
Does the PenFed Pathfinder count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.

