Welcome offer
Earn 20,000 bonus points after you spend $500 in 3 months
≈ $200 at 1 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel | 1x | 1% |
| Dining | 1x | 1% |
| Groceries | 1x | 1% |
| Gas | 1x | 1% |
| Everything else | 1x | 1% |
Return is what each $1 of spend is worth with points valued at 1 CPP.
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
48 month rule
You may not get the $200 welcome bonus if you received a new cardmember bonus on the Discover it Cash Back in the past 48 months.
New cardmember match
The first-year Cashback Match is only for new cardholders.
About the Discover It
The Discover It is a personal Discover card from Discover with no annual fee that earns points. The current welcome offer: earn 20,000 bonus points after you spend $500 in 3 months.
Frequently asked questions
What is the Discover It annual fee?
The Discover It has no annual fee.
What is the Discover It welcome bonus?
Earn 20,000 bonus points after you spend $500 in 3 months. AwardHack values that at about $200.
Does the Discover It include airport lounge access?
No, the Discover It doesn't include airport lounge access.
Does the Discover It count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Offers, fees and benefits change often. Check the issuer's site before you apply.