Chase Ritz-Carlton
- Annual fee
- $450
- Earns
- Marriott Bonvoy points
- Point value
- 0.93 CPP
- Credits a year
- Up to $603
Welcome offer
Chase no longer takes new applications for this card, so there's no welcome offer. Existing cardholders keep its earning and benefits.
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases with Marriott | 6x | 5.58% |
| Flights booked directly with airlines | 3x | 2.79% |
| Car rentals | 3x | 2.79% |
| Dining | 3x | 2.79% |
| Travel | 2x | 1.86% |
| Groceries | 2x | 1.86% |
| Gas | 2x | 1.86% |
| Everything else | 2x | 1.86% |
Return is what each $1 of spend is worth with points valued at 0.93 CPP.
Credits and benefits
- Annual Travel Credit$300 a calendar year
- Free Night Certificate 85K$300 a card member year
- Club Level Upgrades$3 a calendar year
- Gold Elite StatusIncluded
- 15 Elite Night CreditsIncluded
Up to $603 a year if you use every credit. Track them in the benefits tracker
Lounge access
Priority Pass Select (lounges only, no restaurants) and Chase Sapphire Lounge access for the primary cardmember and authorized users, each with up to 2 free guests; additional guests cost $27. Guests were unlimited until January 15, 2026.
Guests
- Priority Pass Select: 2 free guests, then $27 per guest
- Chase: 2 free guests, then $27 per guest
Transfer partners for Marriott Bonvoy points
| Partner | Ratio | Transfer time |
|---|---|---|
| Aegean Airlines | 3:1 | 10 days |
| Aer Lingus | 3:1 | 5 days |
| AeroMexico | 3:1 | 2 days |
| Air Canada Aeroplan | 3:1 | 5 days |
| Air New Zealand | 200:1 | 2 days |
| Alaska Airlines | 3:1 | 2 days |
| American Airlines | 3:1 | 2 days |
| ANA | 3:1 | 7 days |
| Asiana | 3:1 | 10 days |
| Avianca Airlines | 3:1 | 7 days |
| British Airways | 3:1 | 5 days |
| Cathay Pacific | 3:1 | 2 days |
| Copa Airlines | 3:1 | 7 days |
| Delta | 3:1 | 2 days |
| Emirates | 3:1 | 4 days |
| Etihad | 3:1 | 3 days |
| Flying Blue AIR FRANCE KLM | 3:1 | 1 day |
| Frontier Airlines | 3:1 | 7 days |
| Hainan Airlines | 3:1 | 7 days |
| Iberia | 3:1 | 6 days |
| InterMiles | 3:1 | 7 days |
| Japan Airlines | 3:1 | 7 days |
| LATAM | 3:1 | 2 days |
| Qantas Airways | 3:1 | 2 days |
| Qatar Airways | 3:1 | 3 weeks |
| Saudia Alfursan | 3:1 | 7 days |
| Singapore Airlines | 3:1 | 7 days |
| Southwest Airlines | 3:1 | 2 days |
| TAP Air Portugal | 3:1 | 7 days |
| Thai Airways | 3:1 | 10 days |
| Turkish Airlines | 3:1 | 1 day |
| United Airlines | 3:1 | 2 days |
| Virgin Atlantic | 3:1 | 1 day |
| Virgin Australia | 3:1 | 2 days |
| Vueling | 3:1 | 7 days |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Closed to new applicants
Chase no longer takes applications for this card. You can only get it by product changing a Marriott Bonvoy Boundless or Bountiful card you've had for at least a year, and since it's a Visa Infinite card you'll need a credit limit of at least $10,000. There's no welcome bonus.
Product changes
- Downgrade to Marriott Bonvoy Boundless · You keep your Marriott points and pay $95 a year instead of $450, but lose the $300 travel credit and the larger free night.
- Downgrade to Marriott Bonvoy Bold · You keep your Marriott points and drop the annual fee, but lose the yearly free night.
About the Chase Ritz-Carlton
The Chase Ritz-Carlton is a personal Visa card from Chase with a $450 annual fee that earns Marriott Bonvoy points. Chase no longer takes new applications for it, but existing cardholders keep it. It earns 6x on purchases with Marriott, 3x on flights booked directly with airlines, 3x on car rentals and 2x on everything else. It comes with 3 statement credits worth up to $603 a year if you use them all. Cardholders get access to Priority Pass Select and Chase Sapphire Lounge. Points transfer to 35 airline and hotel partners, including Aegean Airlines, Aer Lingus and AeroMexico. AwardHack values Marriott Bonvoy points at 0.93 CPP.
Frequently asked questions
What is the Chase Ritz-Carlton annual fee?
The Chase Ritz-Carlton has a $450 annual fee. Its statement credits add up to $603 a year if you use all of them.
Does the Chase Ritz-Carlton include airport lounge access?
Yes: Priority Pass Select and Chase Sapphire Lounge. Priority Pass Select (lounges only, no restaurants) and Chase Sapphire Lounge access for the primary cardmember and authorized users, each with up to 2 free guests; additional guests cost $27. Guests were unlimited until January 15, 2026.
Does the Chase Ritz-Carlton count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Where can I transfer Marriott Bonvoy points?
To 35 partners: Aegean Airlines (3:1), Aer Lingus (3:1), AeroMexico (3:1), Air Canada Aeroplan (3:1), Air New Zealand (200:1), Alaska Airlines (3:1), American Airlines (3:1), ANA (3:1), Asiana (3:1), Avianca Airlines (3:1), British Airways (3:1), Cathay Pacific (3:1), Copa Airlines (3:1), Delta (3:1), Emirates (3:1), Etihad (3:1), Flying Blue AIR FRANCE KLM (3:1), Frontier Airlines (3:1), Hainan Airlines (3:1), Iberia (3:1), InterMiles (3:1), Japan Airlines (3:1), LATAM (3:1), Qantas Airways (3:1), Qatar Airways (3:1), Saudia Alfursan (3:1), Singapore Airlines (3:1), Southwest Airlines (3:1), TAP Air Portugal (3:1), Thai Airways (3:1), Turkish Airlines (3:1), United Airlines (3:1), Virgin Atlantic (3:1), Virgin Australia (3:1) and Vueling (3:1).
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