Bilt Blue
- Annual fee
- None
- Earns
- Bilt points
- Point value
- 2.2 CPP
Welcome offer
This card has no welcome bonus right now.
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel booked through Bilt Travel | 3x | 6.6% |
| Travel | 1x | 2.2% |
| Dining | 1x | 2.2% |
| Groceries | 1x | 2.2% |
| Gas | 1x | 2.2% |
| Everything else | 1x | 2.2% |
Return is what each $1 of spend is worth with points valued at 2.2 CPP.
Transfer partners for Bilt points
| Partner | Ratio | Transfer time |
|---|---|---|
| Accor Live Limitless | 3:2 | Almost Instant |
| Aer Lingus | 1:1 | Almost Instant |
| Air Canada Aeroplan | 1:1 | Almost Instant |
| Alaska Airlines | 1:1 | Almost Instant |
| Amtrak Guest Rewards | 2:1 | 7 days |
| Avianca Airlines | 1:1 | Almost Instant |
| British Airways | 1:1 | Almost Instant |
| Cathay Pacific | 1:1 | Almost Instant |
| Emirates | 1:1 | Almost Instant |
| Etihad | 1:1 | Almost Instant |
| Flying Blue AIR FRANCE KLM | 1:1 | Almost Instant |
| Hilton Honors | 1:1 | Almost Instant |
| Hyatt | 1:1 | Almost Instant |
| Iberia | 1:1 | Almost Instant |
| IHG | 1:1 | Almost Instant |
| Japan Airlines | 1:1 | Almost Instant |
| Marriott Bonvoy | 1:1 | Almost Instant |
| Preferred Hotels and Resorts | 1:2 | Almost Instant |
| Qatar Airways | 1:1 | Almost Instant |
| Southwest Airlines | 1:1 | Almost Instant |
| TAP Air Portugal | 1:1 | Almost Instant |
| Turkish Airlines | 1:1 | Almost Instant |
| United Airlines | 1:1 | Almost Instant |
| Virgin Atlantic | 1:1 | Almost Instant |
| Virgin Red | 1:1 | Almost Instant |
| Wyndham Rewards | 1:1 | Almost Instant |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Once-per-lifetime bonus
Bilt usually gives this card's welcome bonus only once per person.
One welcome bonus
Bilt gives one welcome bonus per person across the Blue, Obsidian and Palladium cards. The old Wells Fargo Bilt Mastercard doesn't count against it.
One card limit
You can hold only one Bilt card at a time. To switch between Blue, Obsidian and Palladium, change your card in the Bilt app instead of applying.
Product changes
- Upgrade to Bilt Obsidian · Upgrade in the Bilt app once your first statement closes; Bilt may show an upgrade bonus there. Bilt allows one card change every 12 months.
- Upgrade to Bilt Palladium · Upgrade in the Bilt app once your first statement closes; Bilt may show an upgrade bonus there. Bilt allows one card change every 12 months.
About the Bilt Blue
The Bilt Blue is a personal Mastercard card from Bilt with no annual fee that earns Bilt points. It earns 3x on travel booked through Bilt Travel and 1x on everything else. Points transfer to 26 airline and hotel partners, including Accor Live Limitless, Aer Lingus and Air Canada Aeroplan. AwardHack values Bilt points at 2.2 CPP.
Frequently asked questions
What is the Bilt Blue annual fee?
The Bilt Blue has no annual fee.
Does the Bilt Blue include airport lounge access?
No, the Bilt Blue doesn't include airport lounge access.
Does the Bilt Blue count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Where can I transfer Bilt points?
To 26 partners: Accor Live Limitless (3:2), Aer Lingus (1:1), Air Canada Aeroplan (1:1), Alaska Airlines (1:1), Amtrak Guest Rewards (2:1), Avianca Airlines (1:1), British Airways (1:1), Cathay Pacific (1:1), Emirates (1:1), Etihad (1:1), Flying Blue AIR FRANCE KLM (1:1), Hilton Honors (1:1), Hyatt (1:1), Iberia (1:1), IHG (1:1), Japan Airlines (1:1), Marriott Bonvoy (1:1), Preferred Hotels and Resorts (1:2), Qatar Airways (1:1), Southwest Airlines (1:1), TAP Air Portugal (1:1), Turkish Airlines (1:1), United Airlines (1:1), Virgin Atlantic (1:1), Virgin Red (1:1) and Wyndham Rewards (1:1).
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.