Wells Fargo Autograph
- Annual fee
- None
- Earns
- Wells Fargo Rewards points
- Point value
- 1.65 CPP
Welcome offer
Earn 20,000 Wells Fargo Rewards points after you spend $1,000 in 3 months
≈ $330 at 1.65 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel | 3x | 4.95% |
| Dining | 3x | 4.95% |
| Gas | 3x | 4.95% |
| Groceries | 1x | 1.65% |
| Everything else | 1x | 1.65% |
Return is what each $1 of spend is worth with points valued at 1.65 CPP.
Transfer partners for Wells Fargo Rewards points
| Partner | Ratio | Transfer time |
|---|---|---|
| Aer Lingus | 1:1 | Almost Instant |
| Avianca Airlines | 1:1 | Almost Instant |
| British Airways | 1:1 | Almost Instant |
| Cathay Pacific | 1:1 | 7 days |
| Choice | 1:2 | Almost Instant |
| Flying Blue AIR FRANCE KLM | 1:1 | Almost Instant |
| Iberia | 1:1 | Almost Instant |
| JetBlue | 1:1 | Almost Instant |
| Virgin Atlantic | 1:1 | Almost Instant |
| Virgin Red | 1:1 | Almost Instant |
| Wyndham Rewards | 1:2 | Almost Instant |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
48 month rule
You may not get this card's welcome bonus if you have this card now or opened it in the last 48 months, even if that account is closed.
Application velocity
Wells Fargo may decline you for another Wells Fargo personal card if you've opened one in the last 4 months.
About the Wells Fargo Autograph
The Wells Fargo Autograph is a personal Visa card from Wells Fargo with no annual fee that earns Wells Fargo Rewards points. It earns 3x on travel, 3x on dining, 3x on gas and 1x on everything else. The current welcome offer: earn 20,000 Wells Fargo Rewards points after you spend $1,000 in 3 months. Points transfer to 11 airline and hotel partners, including Aer Lingus, Avianca Airlines and British Airways. AwardHack values Wells Fargo Rewards points at 1.65 CPP.
Frequently asked questions
What is the Wells Fargo Autograph annual fee?
The Wells Fargo Autograph has no annual fee.
What is the Wells Fargo Autograph welcome bonus?
Earn 20,000 Wells Fargo Rewards points after you spend $1,000 in 3 months. AwardHack values that at about $330.
Does the Wells Fargo Autograph include airport lounge access?
No, the Wells Fargo Autograph doesn't include airport lounge access.
Does the Wells Fargo Autograph count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Where can I transfer Wells Fargo Rewards points?
To 11 partners: Aer Lingus (1:1), Avianca Airlines (1:1), British Airways (1:1), Cathay Pacific (1:1), Choice (1:2), Flying Blue AIR FRANCE KLM (1:1), Iberia (1:1), JetBlue (1:1), Virgin Atlantic (1:1), Virgin Red (1:1) and Wyndham Rewards (1:2).
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Offers, fees and benefits change often. Check the issuer's site before you apply.