Barclays AARP Essential Rewards card
Barclays 路 Mastercard
Personal

Barclays AARP Essential Rewards

Annual fee
None
Earns
Cash back

Welcome offer

Current offer

Earn $100 cash back after you spend $500 in 3 months

Earning rates

CategoryEarns
Gas3%
Travel1%
Dining1%
Groceries1%
Everything else1%

Application rules

  • Counts toward 5/24

    Opening it takes one of your Chase 5/24 slots.

  • Once per lifetime

    Barclays' terms say this welcome bonus is only for people who have never had the AARP Essential Rewards Mastercard, and it can take the bonus back from a current or former cardholder.

  • Underwriting sensitivity

    Barclays often declines applicants who have opened 6 or more cards with any bank in the past 24 months, and it usually approves about one new Barclays card every 6 months.

About the Barclays AARP Essential Rewards

The Barclays AARP Essential Rewards is a personal Mastercard card from Barclays with no annual fee that earns cash back. It earns 3% on gas and 1% on everything else. The current welcome offer: earn $100 cash back after you spend $500 in 3 months.

Frequently asked questions

What is the Barclays AARP Essential Rewards annual fee?

The Barclays AARP Essential Rewards has no annual fee.

What is the Barclays AARP Essential Rewards welcome bonus?

Earn $100 cash back after you spend $500 in 3 months.

Does the Barclays AARP Essential Rewards include airport lounge access?

No, the Barclays AARP Essential Rewards doesn't include airport lounge access.

Does the Barclays AARP Essential Rewards count toward Chase 5/24?

Opening it counts as one of your 5/24 slots.

Similar cards

Offers, fees and benefits change often. Check the issuer's site before you apply.