# Sapphire Reserve Exclusive Tables Map: Find Restaurants for Your $300 Dining Credit

## The dining credit is easy to lose

The Chase Sapphire Reserve comes with up to **$300 a year** in dining
credits, but only at restaurants in the **Sapphire Reserve Exclusive
Tables** program. It's split into two halves:

- **Up to $150** from January through June
- **Up to $150** from July through December

Unused credit doesn't roll over. If you don't eat at a participating
restaurant before June 30 or December 31, that $150 is gone.

The hard part is knowing which restaurants count. The list lives inside
OpenTable, it changes over time, and it's spread across dozens of cities.
This map puts all of it in one place: **429 Exclusive Tables restaurants
in more than 90 US cities**, searchable by city, cuisine or neighborhood.
It also flags the **173 restaurants that sell gift cards online**, for when
you can't get to a dinner before the deadline.

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## How to use the Exclusive Tables map

1. **Search your city.** Type a city, restaurant name, cuisine, neighborhood
   or address. You can also just pan and zoom the map.

2. **Switch between Map View and Search View.** The map shows clusters you
   can zoom into, with a side panel listing the restaurants in view. Search
   View shows the same restaurants as cards, 12 per page.

3. **Open a restaurant for details.** Click any restaurant to see photos,
   rating, estimated price per person, hours, dress code, parking and
   private dining info where available.

4. **Tick "Only show restaurants with online gift cards"** if you want to
   use the credit without booking a meal right now.

5. **Click "Purchase Gift Card" or "Make a Reservation."** Gift card links
   open the restaurant's own online gift card page. For restaurants without
   one, the button takes you to the restaurant's website instead.

> **Tip:** Gift card links are curated by hand. Before you pay, check that
> the page belongs to the same restaurant (and the same location, for
> restaurants with more than one).

---

## Before your first purchase: link your card in OpenTable

Chase's terms require you to sign in to OpenTable (or create a free
account), verify your Sapphire Reserve card and add it to your OpenTable
account. New cardholders may need to wait up to 4 business days after
opening the account before the card can be added.

After that, you pay with your Sapphire Reserve at a participating
restaurant and the statement credit is applied automatically. Many
cardholders report the credit posts no matter how the table was booked, or
whether it was booked at all, as long as the charge comes directly from the
restaurant.

Chase says credits should post within 3 business days but can take up to
4 weeks.

---

## The gift card strategy, and its real risks

Some Exclusive Tables restaurants sell gift cards on their websites. The
idea is simple: buy a gift card with your Sapphire Reserve before the
deadline, the charge comes from the restaurant, the credit posts, and you
eat there whenever you want.

**Cardholders have reported this working at many restaurants.** But you
should know what Chase's terms actually say before relying on it:

- Purchases must be **identifiable by Chase as made directly with the
  restaurant**.
- Chase lists **gift cards, merchandise and third-party services** as
  examples of purchases that **may not be identifiable and will therefore
  not qualify**.
- Purchases through **third-party payment processors or delivery
  platforms** don't qualify.

So a gift card purchase is a gamble that usually pays off, not a
guaranteed use of the credit. Results vary by restaurant, depending on how
the purchase is processed. If the credit doesn't post, you still have a
gift card to a restaurant you chose, which is why it pays to pick one you'd
actually go to.

**Why most of the links go to Toast:** 171 of the 173 gift card links in
the map go to Toast, the point-of-sale system many restaurants use. Those
gift cards are sold through the restaurant's own Toast page rather than a
separate gift card marketplace. That doesn't guarantee the credit posts,
but it's the closest thing to buying directly from the restaurant online.

---

## Worked example: using both halves in 2026

It's mid-October. You haven't used your July to December credit, and you
won't be in a big city before New Year's.

1. Open the map, search **Chicago** and tick the gift card filter. 14 of
   Chicago's 29 Exclusive Tables restaurants show a gift card link.
2. You pick a restaurant you've wanted to try, check that the gift card
   page matches, and buy a **$150** gift card with your Sapphire Reserve in
   late October.
3. Over the next few days, watch for a **$150** statement credit. If it
   posts, your second-half credit is used. If it hasn't posted after a few
   weeks, you know this restaurant may not trigger it, and you still have
   time to try a dinner elsewhere before December 31.
4. On January 1 a fresh $150 opens up, which you can use in person when
   you're in Chicago and spend the gift card on the same trip.

**Don't leave it until the last week.** Chase notes that merchant
processing delays can push a purchase into the next credit period. A
gift card bought on December 30 could post in January and count against
the new half instead.

---

## What the data shows

All figures come from the restaurant list behind the map.

**429 restaurants in more than 90 cities**, across 30 states plus
Washington, DC. Most cities have only a handful: 38 of them have exactly
one participating restaurant.

| City | Restaurants | With online gift cards |
| --- | --- | --- |
| New York | 43 | 9 |
| Chicago | 29 | 14 |
| San Francisco | 24 | 15 |
| Los Angeles | 22 | 8 |
| Philadelphia | 17 | 10 |
| Washington, DC | 16 | 6 |
| Houston | 15 | 8 |
| Denver | 12 | 7 |

**Gift card coverage varies a lot by city.** About 60% of San Francisco's
Exclusive Tables restaurants sell gift cards online, compared with about
20% in New York. If you live in New York, you'll mostly be using the
credit in person.

**The typical meal is around $70 per person.** That's the median estimated
price across the 379 restaurants with a price estimate. A $150 half-year
credit covers a dinner for two at most of them.

**American and contemporary American restaurants dominate** (99 between
them), followed by Italian (34), steakhouses (23) and seafood (18).

---

## When the gift card route makes sense

**You're close to a deadline.** Late June and late December are when most
credits get wasted. A gift card bought a few weeks early locks in a
restaurant purchase before the window closes.

**You don't live near participating restaurants.** Exclusive Tables is
concentrated in big cities. A gift card to a restaurant in a city you visit
regularly lets you use the credit now and eat there on your next trip.

**You'd rather pick the date.** Buying the gift card handles the credit,
and dinner happens when it suits you.

It makes less sense if you live near several participating restaurants
and eat out often. Paying for a regular dinner is the most reliable way to
trigger the credit.

---

## What this map doesn't do

- **It doesn't confirm that a credit will post.** The gift card filter shows
  which restaurants sell gift cards online, not which purchases Chase will
  credit.
- **It doesn't make reservations.** Booking happens on OpenTable or the
  restaurant's site.
- **The program list changes.** Restaurants join and leave Exclusive Tables.
  If a restaurant has just left the program, check OpenTable before
  spending.
- **It covers the US only**, since that's where the restaurants in our list
  are.

---

## Frequently asked questions

### How does the Chase Sapphire Reserve dining credit work?

You get up to $150 in statement credits from January through June and up to
$150 from July through December, for dining at Sapphire Reserve Exclusive
Tables restaurants. That's up to $300 a year. The credit is applied
automatically once your card is linked in OpenTable.

### Do I need to book through OpenTable to get the dining credit?

You need to add your Sapphire Reserve to your OpenTable account, which
Chase requires to activate the benefit. Cardholders widely report that the
reservation itself doesn't have to be made on OpenTable, as long as you pay
the restaurant directly with the card.

### Do restaurant gift cards trigger the Sapphire Reserve dining credit?

Often, but not reliably. Many cardholders report the credit posting after
buying a gift card directly from a participating restaurant's website.
Chase's terms, however, list gift cards as a type of purchase that may not
qualify. Buy from the restaurant's own gift card page, and only at a
restaurant you'd be happy to eat at either way.

### How many restaurants are in Sapphire Reserve Exclusive Tables?

Our list has 429 restaurants in more than 90 US cities. New York, Chicago,
San Francisco and Los Angeles have the most.

### Does takeout or delivery count?

Orders through delivery apps like DoorDash or Uber Eats don't count, since
Chase excludes third-party delivery platforms. Takeout ordered and paid
for directly with the restaurant is generally reported to work.

### How long does the dining credit take to post?

Chase says within 3 business days, but it can take up to 4 weeks.

### Does the Sapphire Preferred get the Exclusive Tables credit?

The $300 Exclusive Tables dining credit is a Sapphire Reserve benefit.
Check your own card's benefits page for what applies to you.

---

## Keep track of every Sapphire Reserve credit

The dining credit resets twice a year, the Edit credit once a year, and the
travel credit on your card anniversary. The
[Benefits Tracker](/trackers/benefits-tracker) keeps all of them in one
view. Traveling? The [Edit Hotels Map](/tools/sapphire-tools/edit-hotels-map)
finds Sapphire Reserve hotels where two $250 credits stack on one stay. If
you also carry an Amex card with a Resy dining credit, the
[Resy Gift Card Map](/tools/amex-tools/resy-giftcard-map) does the same
job for Resy restaurants.

---

## The bottom line

The Sapphire Reserve dining credit is $300 a year that's easy to lose to a
deadline. Use the map to find participating restaurants near you or in a
city you're visiting. If you can't get to a dinner in time, a gift card
from a restaurant's own site often triggers the credit, but Chase doesn't
guarantee it, so buy early and only from a place you'd want to eat anyway.

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Source: https://awardhack.com/tools/sapphire-tools/exclusive-tables | Updated 2026-10-13