# Hotels in St. Thomas with credit card perks

St. Thomas has 3 hotels with credit card or loyalty perks: 2 in Amex Fine Hotels + Resorts, 2 in The Edit by Chase Travel, 1 in Amex The Hotel Collection and 1 in Bilt Home Away From Home. 2 hotels are in more than one program, so you can pick whichever card credit you haven't used. The lowest typical night is at The Westin St. Thomas Beach Resort & Spa, about $940 before taxes.

## By program

- Amex Fine Hotels + Resorts: 2 hotels, from $1,324 a typical night at Buoy Haus Beach Resort St. Thomas, Autograph Collection; Amex Platinum $300 hotel credit
- Chase The Edit: 2 hotels, from $1,324 a typical night at Buoy Haus Beach Resort St. Thomas, Autograph Collection; Chase Sapphire Reserve $250 Edit credit
- Amex The Hotel Collection: 1 hotels, from $940 a typical night at The Westin St. Thomas Beach Resort & Spa; Amex Platinum $300 hotel credit
- Bilt Home Away From Home: 1 hotels, from $1,542 a typical night at The Ritz-Carlton, St. Thomas; Bilt Palladium $200 hotel credit

## All hotels

| Hotel | Programs | Typical night | Guest rating |
| --- | --- | --- | --- |
| [Buoy Haus Beach Resort St. Thomas, Autograph Collection](https://awardhack.com/hotels/buoy-haus-beach-resort-st-thomas-autograph-collection) | FHR, The Edit | $1,324 | 9.4/10 |
| [The Ritz-Carlton, St. Thomas](https://awardhack.com/hotels/the-ritz-carlton-st-thomas) | FHR, The Edit, Bilt | $1,542 | 8.4/10 |
| [The Westin St. Thomas Beach Resort & Spa](https://awardhack.com/hotels/the-westin-st-thomas-beach-resort-spa) | THC | $940 | 8.5/10 |

Typical night is the median nightly rate we track for the next 12 months, before taxes, as of November 2026. Estimates assume the credit is unused. Sign in on a hotel's page for its cheapest nights.

## Frequently asked questions

### Which card programs have the most hotels in St. Thomas?

Amex Fine Hotels + Resorts (2), Chase The Edit (2), Amex The Hotel Collection (1) and Bilt Home Away From Home (1).

### What's the cheapest hotel with card perks in St. Thomas?

By typical nightly price before taxes: The Westin St. Thomas Beach Resort & Spa ($940, THC), Buoy Haus Beach Resort St. Thomas, Autograph Collection ($1,324, FHR, The Edit) and The Ritz-Carlton, St. Thomas ($1,542, FHR, The Edit, Bilt).

### Which St. Thomas hotels are in both Amex FHR and Chase's The Edit?

Buoy Haus Beach Resort St. Thomas, Autograph Collection and The Ritz-Carlton, St. Thomas. Both include breakfast for two and a property credit. The Amex Platinum's $300 credit needs no minimum stay; the Sapphire Reserve's $250 Edit credit needs a prepaid stay of 2 nights or more.

### Which card credits can pay for a hotel in St. Thomas?

The Amex Platinum's $300 hotel credit (FHR, or THC with 2+ nights), the Chase Sapphire Reserve's $250 Edit credit (The Edit with 2+ nights) and the Bilt Palladium's $200 hotel credit (Bilt with 2+ nights).

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Source: https://awardhack.com/hotels/in/u-s-virgin-islands/saint-thomas | Updated 2026-11-13